3159 McCracken Dr, Florence, SC 29505 Property Records

Florence County property record for 3159 McCracken Dr, Florence, SC 29505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 2018
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Dec 2024)
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18019-01-092`

Property Details

APN / Parcel Number

Primary APN	`18019-01-092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	3159 MCCRACKEN DR
City	FLORENCE
State	SC
Zip	29505-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HAVEN IV LT 22
Legal Subdivision	SPRING HAVEN
Legal Lot Number	22
Jurisdiction	FLORENCE SC
Township / Civil Division	PAMPLICO
Census Block Group	3
Census Block	3012
Census Tract	1601

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3159 MCCRACKEN DR, FLORENCE, SC 29505-7403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage LOW VA RATES LLC
Mar 17, 2020	Deed of Trust, Mortgage · FHA Mortgage LOW VA RATES LLC
May 21, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE
Nov 30, 2018	Grant Deed, Construction Loan · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	202416363
Deed Book / Page	1134 / 1562
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3159 MCCRACKEN DR, FLORENCE, SC 29505-7403
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	DMA10970458
Date	Apr 17, 2024
Book Page	DMA1097/458
Instrument	2024004913

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3159 MCCRACKEN DR, FLORENCE, SC 29505-7403
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009040478
Date	Feb 17, 2021
Book Page	904/478

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3159 MCCRACKEN DR, FLORENCE, SC 29505-7403
Document Number	0000004731
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3159 MCCRACKEN DR FLORENCE SC 295057403, FLORENCE, SC 29505-7403

Mortgage

Document Number	0000004731
Date	Apr 6, 2020
Book Page	000847/001313
Instrument	4731

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	May 21, 2019
Property Address	3159 MCCRACKEN DR, FLORENCE, SC 29505-7403
Document Number	0000006878
Book / Page	000798 / 000029
Instrument Date	May 20, 2019
Instrument	6878
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3159 MCCRACKEN DR FLORENCE SC 295057403, FLORENCE, SC 29505-7403

Mortgage

Document Number	6879
Date	May 21, 2019
Book Page	000798/000033
Instrument	6879

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

November 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Nov 30, 2018
Property Address	3159 MCCRACKEN DR, FLORENCE, SC 29505-7403
Document Number	0000016065
Book / Page	000773 / 001906
Instrument Date	Nov 29, 2018
Instrument	16065
Transaction Type	Construction Loan
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4129 W PELICAN LN FLORENCE SC 295018453, FLORENCE, SC 29501-8453

Mortgage

Document Number	16066
Date	Nov 30, 2018
Book Page	000773/001910
Instrument	16066

Lender

Name	CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29505

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 29, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,675.00 (+945.12%)	$10,137 (-99.85%) Land $1,000 Building $9,137	$253,426 (-98.46%) Land $25,000 Building $228,426
2023	$543.00 (+4.42%) Homeowner's exemption	$6,602,809 (+99,897.11%) Land $1,000,000 Building $5,602,809	$16,507,023 (+9,900.01%) Land $2,500,000 Building $14,007,023
2022	$520.00 Homeowner's exemption	$6,603 Land $1,000 Building $5,603	$165,070 Land $25,000 Building $140,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 82% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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