3159 Camber Hl, Chattanooga, TN 37415 Property Records

Hamilton County property record for 3159 Camber Hl, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,604 sqft · built 2021
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Nov 2021)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118J J 021`

Property Details

APN / Parcel Number

Primary APN	`118J J 021`
Alternative APN	`0000386897`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,604 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000386897
Street Address	3159 CAMBER HL
City	CHATTANOOGA
State	TN
Zip	37415-5983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 21 CAMBER HILL SUB PB 114 PGS 16 & 17 OUT OF 118O A 027 FOR 2019
Legal Subdivision	CAMBER HILL
Legal Lot Number	21
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1027
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3159 Camber Hl is owned and occupied by an individual who bought it in November 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3159 CAMBER HL, CHATTANOOGA, TN 37415-5983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Nov 24, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTBANK
Sep 10, 2020	Warranty Deed, Construction Loan · Construction Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	Sep 10, 2020 · Amount on File
Deed Document Number	2021112400113
Deed Book / Page	12746 / 504
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3159 CAMBER HL, CHATTANOOGA, TN 37415-5983
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3159 CAMBER HL, CHATTANOOGA, TN 37415-5983

Mortgage

Document Number	0000000034
Date	Jan 12, 2026
Book Page	14162/652
Instrument	2026011200034

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 24, 2021
Property Address	3159 CAMBER HL, CHATTANOOGA, TN 37415-5983
Document Number	0000000113
Book / Page	12746 / 504
Map Reference	MB 114 PG 16-19
Instrument Date	Nov 23, 2021
Instrument	2021112400113
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANY & TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3159 CAMBER HL, CHATTANOOGA, TN 37415-5983
Investor	Possibly a Property Investor

Mortgage

Document Number	0012746506
Date	Nov 24, 2021
Instrument	12746/506

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 10, 2020
Property Address	3159 CAMBER HL, CHATTANOOGA, TN 37415-5983
Document Number	0910000152
Book / Page	012146 / 000469
Instrument Date	Sep 8, 2020
Instrument	200910000152
Transaction Type	Construction Loan
Record Updated	Sep 28, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2500 E 18TH ST CHATTANOOGA TN 374045305, CHATTANOOGA, TN 37404-5305

Mortgage

Document Number	910000153
Date	Sep 10, 2020
Book Page	012146/000472
Instrument	200910000153

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3159 Camber Hl was $3,593, down 20.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,593.00 (-20.54%)	$237,075 (+17.28%)	$948,300 (+17.28%) Land $165,000 Building $783,300
2024	$4,522.00	$202,150 (-)	$808,600 (-) Land $150,000 Building $658,600
2023	$4,522.00	$202,150 (-)	$808,600 (-) Land $150,000 Building $658,600
2022	$4,522.00	$202,150	$808,600 Land $150,000 Building $658,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3159 Camber Hl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3159 Camber Hl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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