Montgomery County property record for 3159 Armen Ave, Dayton, OH 45432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,131 sqft · built 1959 |
| Lot Size | 0.24 acres (10,441 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,400 (Sep 2026) |
| Tax Bill | $2,321 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2026 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | N65-02216-0008 |
| Primary APN | N65-02216-0008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| Gross Area | 1,479 sqft |
| 1st Floor Area | 1,131 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,441 sqft (0.24 acres) |
| Lot Dimensions | 145 ft deep x 72 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 348 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Canopy | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3159 ARMEN AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45432-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34 BURCHWOOD 2 |
| Legal Subdivision | BURCHWOOD 2 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21301 |
Source: Montgomery County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3159 ARMEN AVE, DAYTON, OH 45432-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION |
| Jun 1, 2026 | Warranty Deed, Transfer · Line of Credit NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on Record |
| Deed Sale | Sep 29, 2026 · Amount on Record |
| Prior Sale | Jun 1, 2026 · Amount on Record |
| Deed Document Number | 202658258 |
| Prior Transfer Date | Jan 28, 2002 |
| Prior Transfer Doc | 0200000005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 29, 2026 |
| Property Address | 3159 ARMEN AVE, DAYTON, OH 45432-3704 |
| Document Number | 0000058258 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202658258 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,629.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3159 ARMEN AVE, DAYTON, OH 45432-3704 |
| Document Number | 0000058260, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202658260 |
| Name | WRIGHT-PATT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 1, 2026 |
| Property Address | 3159 ARMEN AVE, DAYTON, OH 45432-3704 |
| Document Number | 0000032017 |
| Instrument Date | May 21, 2026 |
| Instrument | 202632017 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,480.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3802 FERNWOOD CT, DAYTON, OH 45440-4091 |
| Document Number | 0000032018, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202632018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Beavercreek City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,321.00 | $47,640 (-) Land $9,230 Building $38,410 | $136,110 (-) Land $26,380 Building $109,730 |
| 2024 | $2,321.00 (+0.43%) | ||
| 2023 | $2,311.00 (+16.07%) | $47,640 (+26%) Land $9,230 Building $38,410 | $136,110 (+25.99%) Land $26,380 Building $109,730 |
| 2022 | $1,991.00 | $37,810 Land $7,330 Building $30,480 | |
| 2020 | $108,030 Land $20,940 Building $87,090 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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