Baldwin County property record for 31581 Kestrel Loop, Spanish Fort, AL 36527
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,830 sqft · built 2019 |
| Lot Size | 0.181 acres (7,898 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,900 (May 2019) |
| Tax Bill | $947 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-04-19-0-000-001.303 |
| Primary APN | 33-04-19-0-000-001.303 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,830 sqft Heated Area |
| 1st Floor Area | 1,830 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,898 sqft (0.181 acres) |
| Lot Dimensions | 130 ft deep x 67.7 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 362427 |
|---|---|
| Street Address | 31581 KESTREL LOOP |
| City | DAPHNE |
| State | AL |
| Zip | 36527-0032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 67.7' X 130.6' IRR LOT 201 STONEBRIDGE PHASE 4 SLIDE 2620-C&D IN THE CITY OF LOXLEY SEC 19-T4S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | STONEBRIDGE PHASE 4 |
| Legal Phase | 4 |
| Legal Lot Number | 201 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 10708 |
31581 Kestrel Loop is owned and occupied by an individual who bought it in May 2019.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31581 KESTREL LOOP, DAPHNE, AL 36527-0032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| May 16, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on File |
| Deed Sale | May 16, 2019 · Amount on File |
| Deed Document Number | 20191760200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 9, 2020 |
| Property Address | 31581 KESTREL LOOP, SPANISH FORT, AL 36527-0032 |
| Document Number | 0001856293 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 1856293 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 APOLLO AVE GULF SHORES AL 365423078, GULF SHORES, AL 36542-3078 |
| Document Number | 1856294 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 1856294 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 16, 2019 |
| Property Address | 31581 KESTREL LOOP, SPANISH FORT, AL 36527-0032 |
| Document Number | 0001760200 |
| Instrument Date | May 15, 2019 |
| Instrument | 1760200 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31581 KESTREL LOOP SPANISH FORT AL 36527, SPANISH FORT, AL 36527 |
| Document Number | 1760201 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 1760201 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 15, 2034 |
The 2026 property tax bill for 31581 Kestrel Loop was $947 with exemptions applied, up 1.3% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Loxley City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $947.00 (+1.28%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $935.00 | $31,280 Land $5,420 Building $25,860 | $312,600 Land $54,100 Building $258,500 |
| 2023 | $937.00 (+31.05%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $31,360 (+30.23%) | $313,500 (+30.25%) Land $52,500 Building $261,000 |
| 2022 | $715.00 (+7.68%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $24,080 | $240,700 Land $45,500 Building $195,200 |
| 2021 | $664.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 31581 Kestrel Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31581 Kestrel Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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