31580 Schoolcraft, Fraser, MI 48026 Property Records

Macomb County property record for 31580 Schoolcraft, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,321 sqft · built 1988
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Aug 2017)
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-427-023`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-427-023`
Alternative APN	`1406427023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft
Basement Area	1,321 sqft
Unfinished Basement	1,321 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	116 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	31580 SCHOOLCRAFT
City	FRASER
State	MI
Zip	48026-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	GREER SUB S 62.0 FT OF N 86.0 FT OF LOT 7 CITY OF FRASER
Legal Subdivision	GREER SUB
Legal Lot Number	7
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	4
Census Block	4001
Census Tract	254200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31580 SCHOOLCRAFT, FRASER, MI 48026-2611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 1, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Apr 10, 1999 · Amount on Record
Deed Document Number	20177093519
Deed Book / Page	24856 / 187
Last Transfer Date	Jun 12, 2021
Transfer Doc	0002206310
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jul 1, 2021
Property Address	31580 SCHOOLCRAFT, FRASER, MI 48026-2611
Document Number	2102206310
Book / Page	27842 / 584
Map Reference	LB 31 PG 13
Instrument Date	Jun 12, 2021
Instrument	202102206310
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31580 SCHOOLCRAFT, FRASER, MI 48026-2611

Mortgage

Document Number	2102206311
Date	Jul 1, 2021
Instrument	202102206311

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 1, 2017
Property Address	31580 SCHOOLCRAFT, FRASER, MI 48026-2611
Document Number	0000093519
Book / Page	024856 / 000187
Instrument Date	Jul 13, 2017
Instrument	93519
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,401.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33547 SWAN DR STERLING HEIGHTS MI 483126729, STERLING HEIGHTS, MI 48312-6729

Mortgage

Document Number	93520
Date	Aug 1, 2017
Book Page	024856/000188
Instrument	93520

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,300 (+14.25%)	$264,600 (+14.25%)
2025	$4,708.00 (+14.08%)
2023		$115,800	$231,600
2022	$4,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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