3158 Peninsula Pointe Dr, Valdese, NC 28690 Property Records

Burke County property record for 3158 Peninsula Pointe Dr, Valdese, NC 28690

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 2024
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on File
Last Sale	$29,000 (Oct 2023)
Tax Bill	$6,229 (2026)
Deeds & Mortgages	Mar 2024 Construction Loan Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`2734861785`

Property Details

APN / Parcel Number

Primary APN	`2734861785`
Alternative APN	`61348`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,844 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3158 PENINSULA POINTE DR
City	VALDESE
State	NC
Zip	28690-9840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12A RESI
Legal Description	WATERSIDE SD LO110 PL43-165
Legal Subdivision	WATERSIDE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	1
Census Block	1019
Census Tract	20801

Owner

3158 Peninsula Pointe Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3158 PENINSULA POINTE DR, VALDESE, NC 28690-9840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Construction Mortgage AGSOUTH FARM CREDIT ACA
Oct 19, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Prior Sale	Dec 12, 2013 · Amount on File
Deed Document Number	202323009734
Deed Book / Page	2711 / 939
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3158 PENINSULA POINTE DR, VALDESE, NC 28690-9840
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OAKHILL DR, SANDIA PARK, NM 87047-9332

Mortgage

Document Number	0027310762
Date	Mar 4, 2024
Book Page	2731/762
Instrument	2024001722

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	STONY POINT, NC 28678

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Mar 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 19, 2023
Property Address	3158 PENINSULA POINTE DR, VALDESE, NC 28690-9840
Document Number	0027110939
Book / Page	2711 / 939
Map Reference	MB 43 PG 164&165
Instrument Date	Oct 19, 2023
Instrument	2023009734
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$58.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3916 COUNTRYSIDE LN, CLAREMONT, NC 28610-9535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OAKHILL DR, SANDIA PARK, NM 87047-9332

Tax Assessment & Valuation

The 2026 property tax bill for 3158 Peninsula Pointe Dr was $6,229, up 123.7% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Valdese Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,229.00 (+123.66%)	$557,021 (-) Land $34,520 Building $522,501	$557,021 (-) Land $34,520 Building $522,501
2025	$2,785.00	$557,021 Land $34,520 Building $522,501	$557,021 Land $34,520 Building $522,501
2023	$371.00	$34,520 Land $34,520	$34,520 Land $34,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3158 Peninsula Pointe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3158 Peninsula Pointe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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