3158 Narrows Rd, Perry, OH 44081 Property Records

Lake County property record for 3158 Narrows Rd, Perry, OH 44081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,692 sqft · built 1971
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on Record
Last Sale	$385,000 (Jan 2026)
Tax Bill	$4,130 (2024)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-A-018-0-00-017-0`

Property Details

APN / Parcel Number

Primary APN	`03-A-018-0-00-017-0`
Alternative APN	`31`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,692 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	532 sqft
Finished Basement	532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	50 sqft
Patio Area	176 sqft
Canopy	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3158 NARROWS RD
City	PERRY
State	OH
Zip	44081-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 58
Legal Block	3
Legal Lot Number	58
Jurisdiction	LAKE OH
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3000
Census Tract	206300

Owner

Source: Lake County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3158 NARROWS RD, PERRY, OH 44081-9595
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Affidavit of Death of Joint Tenant, Transfer
Jan 23, 2026	Fiduciary Deed, Transfer · Conventional Mortgage ANDOVER BANK
Jan 23, 2026	Certificate of Transfer, Transfer
Sep 11, 2025	Transfer on Death Deed, Transfer
May 15, 2025	Transfer on Death Deed, Transfer
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Apr 1, 1985
Deed Document Number	20261481
Prior Transfer Date	Sep 8, 2025
Prior Transfer Doc	0000019932
Record Updated	Sep 20, 2026

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE OH
Recording Date	Jan 23, 2026
Property Address	3158 NARROWS RD, PERRY, OH 44081-9595
Document Number	0000001476
Instrument Date	Jan 21, 2026
Instrument	2026R001476
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3158 NARROWS RD, PERRY, OH 44081-9595

January 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAKE OH
Recording Date	Jan 23, 2026
Property Address	3158 NARROWS RD, PERRY, OH 44081-9595
Document Number	0000001481
Instrument Date	Jan 21, 2026
Instrument	2026R001481
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	OHIO REAL TITLE, OHIO REWAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 1300, ANDOVER, OH 44003-1300

Mortgage

Document Number	0000001482
Date	Jan 23, 2026
Instrument	2026R001482

Lender

Name	ANDOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

January 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LAKE OH
Recording Date	Jan 23, 2026
Property Address	3158 NARROWS RD, PERRY, OH 44081-9595
Document Number	0000001478
Instrument Date	Dec 22, 2025
Instrument	2026R001478
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 RIVERWOOD DR, MADISON, OH 44057-9792

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Sep 11, 2025
Property Address	3158 NARROWS RD, PERRY, OH 44081-9595
Document Number	0000019986
Instrument Date	Sep 11, 2025
Instrument	2025R019986
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3158 NARROWS RD, PERRY, OH 44081-9595

May 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	May 15, 2025
Property Address	3158 NARROWS RD, PERRY, OH 44081-9595
Document Number	0000009769
Instrument Date	May 14, 2025
Instrument	2025R009769
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3158 NARROWS RD, PERRY, OH 44081-9595

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	3158 NARROWS RD, PERRY, OH 44081-9595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018935
Date	Aug 13, 2019
Instrument	2019R018935

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Perry Township
Unified School District	Perry Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,230 (-) Land $18,330 Building $90,900	$312,080 (-) Land $52,380 Building $259,700
2024	$4,130.00 (-47.02%) Homeowner's exemption Senior Citizen's exemption	$109,230 (+21%) Land $18,330 Building $90,900	$312,080 (+20.99%) Land $52,380 Building $259,700
2023	$7,796.00 (+105.37%) Homeowner's exemption Senior Citizen's exemption	$90,270 (-) Land $15,280 Building $74,990
2022	$3,796.00 Homeowner's exemption Senior Citizen's exemption	$90,270 Land $15,280 Building $74,990
2021			$257,940 Land $43,670 Building $214,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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