3158 FM 2127, Chico, TX 76431 Property Records

Wise County property record for 3158 FM 2127, Chico, TX 76431

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	3,165 sqft · built 2021
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Nov 2020)
Tax Bill	$4,203 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A0326.0005.26`

Property Details

APN / Parcel Number

Primary APN	`A0326.0005.26`
Alternative APNs	`000000793553` `R002082306` `793553`

Interior

Stories	1 Story
Building Area	3,165 sqft Gross Area
1st Floor Area	2,577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	436,036 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	588 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R002082306
Street Address	3158 FM 2127
City	CHICO
State	TX
Zip	76431-3838
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Legal Description	A-326 FDL GARZA 10.01 ACRES
Legal Subdivision	A-326 FDL GARZA
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	1
Census Block	1048
Census Tract	150404

Owner

3158 FM 2127, private preserve, open space vacant land, is owned and occupied by two individuals who bought it in November 2020.

Source: Wise County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3158 FM 2127, CHICO, TX 76431-3838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Nov 19, 2020	Quit Claim Deed, Transfer FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Mar 2, 2018 · Amount on File
Deed Document Number	202016062
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0202016062
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	3158 FM 2127, CHICO, TX 76431-3838
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400358
Date	Jan 9, 2024
Instrument	202400358

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 1, 2043

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	3158 FM 2127, CHICO, TX 76431-3838
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	WISE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202113656
Date	Aug 24, 2021
Instrument	202113656

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WISE TX
Recording Date	Nov 19, 2020
Property Address	3158 FM 2127, CHICO, TX 76431-3838
Document Number	0000016062
Instrument Date	Nov 13, 2020
Instrument	16062
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	WCTC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3751 FM 2265 CHICO TX 764313952, CHICO, TX 76431-3952

Mortgage

Document Number	16064
Date	Nov 19, 2020
Instrument	16064

Lender

Name	FIRST ST BK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3158 FM 2127 was $4,203 with a homeowner's exemption, down 8.4% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Chico Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,534 (-0.84%) Land $10,501 Building $477,033	$677,178 (+1.53%) Land $200,145 Building $477,033
2025	$4,203.00 (-8.43%) Homeowner's exemption	$491,651 Land $9,799 Building $481,852	$666,971 Land $185,119 Building $481,852
2024	$4,590.00
2023		$658,899	$664,923
2021	$7.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3158 FM 2127 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3158 FM 2127 is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 71% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	200 / 50
Comcell Fixed Wireless	50 / 5

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 2127

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