31577 River Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 31577 River Rd, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,700 sqft · built 2002
Lot Size	0.531 acres (23,125 sqft)
Owner	Individual Name on File
Last Sale	$457,000 (Feb 2022)
Tax Bill	$4,213 (2026)
Deeds & Mortgages	May 2023 Transfer Feb 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`64-03-05-0-000-001.237`

Property Details

APN / Parcel Number

Primary APN	`64-03-05-0-000-001.237`
Alternative APNs	`202243` `355594` `502975`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,700 sqft Heated Area
1st Floor Area	2,150 sqft
Upper Floors Area	550 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,125 sqft (0.531 acres)
Lot Dimensions	185 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	502975
Street Address	31577 RIVER RD
City	ORANGE BEACH
State	AL
Zip	36561-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	125' X 185' IRR LOT 94 PHASE TWO ONO - NORTH SUB SLIDES 1572-B, 1572-C & 1572-D SEC 5-T9S-R6E (SP-WD)
Legal Subdivision	ONO NORTH PHASE TWO
Legal Phase	2
Legal Block	PH 2
Legal Lot Number	94
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1013
Census Tract	11415

Owner

31577 River Rd is owned by an individual who bought it in February 2022.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7655 WHITE SANDS BLVD, NAVARRE, FL 32566-7017
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Intrafamily Transfer, Transfer
Feb 4, 2022	Special Warranty Deed, Transfer
Jul 23, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on File
Deed Sale	Feb 4, 2022 · Amount on File
Prior Sale	Jul 23, 2019 · Amount on File
Deed Document Number	20221976247
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	May 11, 2023
Property Address	31577 RIVER RD, ORANGE BEACH, AL 36561-3733
Document Number	0002063051
Instrument Date	May 10, 2023
Instrument	2063051
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18860 COUNTY ROAD 711 EXT, LOXLEY, AL 36551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18860 COUTY ROAD, LOXLEY, AL 36551

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 4, 2022
Property Address	31577 RIVER RD, ORANGE BEACH, AL 36561-3733
Document Number	0001976247
Map Reference	SL 1572B&-D
Instrument Date	Feb 3, 2022
Instrument	1976247
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 WHITE SANDS BLVD, NAVARRE, FL 32566-7017

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 23, 2019
Property Address	31577 RIVER RD, ORANGE BEACH, AL 36561-3733
Document Number	0001773319
Instrument Date	Jul 2, 2019
Instrument	1773319
Transaction Type	Foreclosure
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$811.67
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 LEADENHALL RD MOUNT LAUREL NJ 08054, MOUNT LAUREL, NJ 08054

Tax Assessment & Valuation

The 2026 property tax bill for 31577 River Rd was $4,213, up 5.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,213.00 (+5.69%)
2025	$3,986.00	$142,380 Land $23,220 Building $119,160	$751,700 Land $122,600 Building $629,100
2023	$3,668.00 (+82.58%)	$131,020 (+82.53%)	$655,100 (+82.53%) Land $130,000 Building $525,100
2022	$2,009.00 (+9.24%)	$71,780	$358,900 Land $94,800 Building $264,100
2021	$1,839.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31577 River Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31577 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

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