FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Mortgage
Document Number
0000053185
Date
Mar 1, 2024
Instrument
2024-0053185
Lender
Name
MCJAB INC
Type
Non-Lending Institution
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2054
November 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Transaction Type
Mortgage
Record Updated
Nov 13, 2023
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Mortgage
Document Number
0000302794
Date
Nov 2, 2023
Instrument
2023-0302794
Lender
Name
DEPARTMENT OF HOUSING & URBAN DEV
Type
Government Agency
Address
WASHINGTON, DC 20410
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
479 Months
Due
Oct 1, 2063
March 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Transaction Type
Mortgage
Record Updated
Apr 6, 2023
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Mortgage
Document Number
0000079922
Date
Mar 29, 2023
Instrument
2023-0079922
Lender
Name
FREEDOM MORTGAGE CORP
Type
Subprime Lender
Address
MOUNT LAUREL, NJ 08054
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
481 Months
Due
Apr 1, 2063
January 2022: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Transaction Type
Mortgage
Record Updated
Jan 25, 2022
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Mortgage
Document Number
0000020877
Date
Jan 14, 2022
Instrument
2022-0020877
Lender
Name
POINT DIGITAL FINANCE INC
Type
Mortgage Company
Address
PALO ALTO, CA 94302
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
May 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Transaction Type
Mortgage
Record Updated
Feb 7, 2021
Title Company
LAWYERS TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000235104
Date
May 25, 2017
Instrument
2017-0235104
Lender
Name
DROP MORTGAGE INC
Type
Mortgage Company
Address
ENCINITAS, CA 92024
Agreement
Type
ARM
Amount
Amount on Record
Term
360 Months
Due
May 1, 2047
Interest
Rate Type
Adjustable Rate
Rate
5.62%
Type Change Date
May 1, 2022
Change Frequency
Annually
Min Rate At Change
5.62%
Max Rate At Change
11.6%
Index
1-Year LIBOR
Max Rate
11.6%
November 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
WFG NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000540763
Date
Nov 20, 2017
Instrument
2017-0540763
Lender
Name
DLJ FINANCIAL INC
Type
Mortgage Company
Address
COSTA MESA, CA 92626
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2047
June 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
UNISOURCE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000211146
Date
Jun 3, 2019
Instrument
2019-0211146
Lender
Name
AMERICAN FINANCIAL NETWORK INC
Type
Funding / Finance Company
Address
BREA, CA 92821
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 1, 2049
January 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Document Number
0000054327
Instrument Date
Jan 23, 2020
Transaction Type
Mortgage
Record Updated
Feb 14, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
3157 VIA VIEJAS OESTE ALPINE CA 919013157, ALPINE, CA 91901-3157
Mortgage
Document Number
0000054327
Date
Feb 3, 2020
Instrument
54327
Lender
Name
SPRING EQ LLC
Address
PHILADELPHIA, PA 19104
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Feb 2, 2035
April 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Apr 27, 2017
Property Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Document Number
0000190349
Map Reference
MAP10615
Instrument Date
Mar 1, 2017
Instrument
2017-0190349
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
LAWYERS TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
3157 VIA VIEJAS OESTE, ALPINE, CA 91901-3157
Mortgage
Document Number
0000190350
Date
Apr 27, 2017
Instrument
2017-0190350
Lender
Name
DROP MORTGAGE INC
Type
Mortgage Company
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
May 1, 2047
Interest
Rate Type
Adjustable Rate
Rate
5.62%
Type Change Date
May 1, 2022
Change Frequency
Annually
Min Rate At Change
5.62%
Max Rate At Change
11.6%
Index
1-Year LIBOR
Max Rate
11.6%
Tax Assessment & Valuation
The 2025 property tax bill for 3157 Via Viejas Oeste was $16,171, up 38% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Elementary School District
Alpine Union Elementary School District (KG - 08)
Secondary School District
Grossmont Union High School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,456,560 (+2%)Land $676,260Building $780,300
2025
$16,171.00 (+37.98%)
$1,428,000Land $663,000Building $765,000
2024
$11,720.00 (-1.75%)
2023
$11,929.00 (+0.69%)
$1,002,846Land $373,014Building $629,832
2022
$11,847.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3157 Via Viejas Oeste in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
3 in force
Nearby Flood Claims
2 (1984–2019)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Nov 2019 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3157 Via Viejas Oeste is extreme, ranking above 96% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 96% of the US · above 84% of California
Wildfire Likelihood
3% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source
Purchased surface water from several systems
Last State Inspection
Feb 2022
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025