3157 State Rte 28, Old Forge, NY 13420 Property Records

Herkimer County and Webb Town property record for 3157 State Rte 28, Old Forge, NY 13420

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,216 sqft · built 1910
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Jun 2002)
Tax Bill	$3,976 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2022 Refinance + 1 more
APN	`215400 041.51-2-86`

Property Details

APN / Parcel Number

Primary APN	`215400 041.51-2-86`
Alternative APNs	`540004105100020860000000` `200145710`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,216 sqft Living Area
1st Floor Area	982 sqft
2nd Floor Area	982 sqft
Upper Floors Area	252 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	155 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	356 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	200145710
Street Address	3157 STATE ROUTE 28
City	OLD FORGE
State	NY
Zip	13420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CB
Legal Description	88 22 PARCEL 2 DAM HOUSE TWP 7 JBTR EAGLE BAY RD
Legal Block	2
Legal Lot Number	86.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	2
Census Block	2000
Census Tract	11502

Owner

3157 State Rte 28 is owned by an individual who bought it in June 2002.

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	10 NICHOLS LN, CLINTON, NY 13323-1645
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage FIRST SOURCE FCU
Dec 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2002 · Amount on File
Deed Sale	Jun 3, 2002 · Amount on File
Prior Sale	Apr 5, 2000 · Amount on File
Deed Book / Page	908 / 429
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	3157 STATE ROUTE 28, OLD FORGE, NY 13420
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20261000
Date	Feb 27, 2026
Instrument	RP2026-1000

Lender

Name	FIRST SOURCE FCU

Agreement

Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	3157 STATE ROUTE 28, OLD FORGE, NY 13420
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20226770
Date	Dec 6, 2022
Instrument	RP2022-6770

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	3157 STATE ROUTE 28, OLD FORGE, NY 13420
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20212490
Date	May 11, 2021
Instrument	2021-2490

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3157 State Rte 28 was $3,976, up 2.8% from the year before.

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,976.00 (+2.82%)
2025	$3,867.00	$241,100 Land $12,400 Building $228,700	$422,982 Land $21,754 Building $401,228
2023		$241,100 Land $12,400 Building $228,700	$336,262 Land $17,294 Building $318,968
2020	$2,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3157 State Rte 28; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3157 State Rte 28 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD FORGE-THENDARA WATER DISTRICT serves 1,275 people · EPA ID NY2102312
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on State Rte 28

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