3157 S Herman St, Milwaukee, WI 53207 Property Records

Milwaukee County property record for 3157 S Herman St, Milwaukee, WI 53207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1925
Lot Size	0.085 acres (3,690 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2019)
Tax Bill	$6,551 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`539-0745-000`

Property Details

APN / Parcel Number

Primary APN	`539-0745-000`
Alternative APNs	`0053907450003` `005390745000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	836 sqft
Basement Area	836 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,690 sqft (0.085 acres)
Garage Type	Detached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3157 S HERMAN ST
City	MILWAUKEE
State	WI
Zip	53207-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT3
Legal Description	OKLAHOMA PARK IN NE 1/4 SEC 16-6-22 BLOCK 2 LOT 16
Legal Range	22E
Legal Township	06N
Legal Section	16
Legal Subdivision	OKLAHOMA PARK
Legal Block	2
Legal Lot Number	16
Jurisdiction	MILWAUKEE WI
Township / Civil Division	MILWAUKEE
Census Block Group	4
Census Block	4001
Census Tract	20700

Owner

3157 S Herman St is owned and occupied by two individuals who bought it in July 2019.

Source: Milwaukee County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3157 S HERMAN ST, MILWAUKEE, WI 53207-2849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit UW CU
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Jul 18, 2019	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY/WI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	Mar 30, 2016 · Amount on File
Deed Document Number	201910889624
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3157 S HERMAN ST, MILWAUKEE, WI 53207-2849
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011296817
Date	Nov 3, 2022
Instrument	11296817

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3157 S HERMAN ST, MILWAUKEE, WI 53207-2849
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011211717
Date	Jan 25, 2022
Instrument	11211717

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Jul 18, 2019
Property Address	3157 S HERMAN ST, MILWAUKEE, WI 53207-2849
Document Number	0010889624
Instrument Date	Jul 12, 2019
Instrument	10889624
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3157 S HERMAN ST MILWAUKEE WI 532072849, MILWAUKEE, WI 53207-2849

Mortgage

Document Number	10889625
Date	Jul 18, 2019
Instrument	10889625

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3157 S Herman St was $6,551, down 4.6% from the year before.

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Milwaukee City
Unified School District	Milwaukee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,551.00 (-4.64%)	$331,600 Land $66,600 Building $265,000
2024	$6,870.00
2023			$318,400 (+20.15%)
2022	$6,309.00	$265,000 Land $28,800 Building $236,200	$265,000 Land $28,800 Building $236,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3157 S Herman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3157 S Herman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILWAUKEE WATERWORKS serves 626,000 people · EPA ID WI2410100
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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