Oakland County property record for 3157 Merrill Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,037 sqft · built 1961 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Apr 2024) |
| Tax Bill | $4,242 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-07-277-006 |
| Primary APN | 72-25-07-277-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,037 sqft Living Area |
| 1st Floor Area | 1,037 sqft |
| Basement Area | 967 sqft |
| Finished Basement | 1,047 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 147 ft deep x 50 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3157 MERRILL AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-6901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 7 ELAINE PARK SUB LOT 27 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ELAINE PARK |
| Legal Lot Number | 27 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 183500 |
3157 Merrill Ave is owned and occupied by an individual who bought it in April 2024.
Source: Oakland County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1918 TEDDINGTON DR, CHARLOTTE, NC 28214-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 16, 2024 | Warranty Deed, Transfer LIBERTY TITLE |
| Jul 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on File |
| Deed Sale | Apr 16, 2024 · Amount on File |
| Prior Sale | Jul 29, 2022 · Amount on File |
| Deed Document Number | 202442020 |
| Deed Book / Page | 59292 / 160 |
| Prior Transfer Date | Apr 17, 2013 |
| Prior Transfer Doc | 0000115052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3157 MERRILL AVE, ROYAL OAK, MI 48073-6901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1918 TEDDINGTON DR, CHARLOTTE, NC 28214-2449 |
| Document Number | 0000027858 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 59235/684 |
| Instrument | 27858 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 16, 2024 |
| Property Address | 3157 MERRILL AVE, ROYAL OAK, MI 48073-6901 |
| Document Number | 0000042020 |
| Book / Page | 59292 / 160 |
| Map Reference | LB 14 PG 29 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 42020 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,512.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5450 MURRAY CT, WATERFORD, MI 48327-1764 |
| Name | Verified Name |
|---|---|
| Address | 1918 TEDDINGTON DR, CHARLOTTE, NC 28214-2449 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3157 MERRILL AVE, ROYAL OAK, MI 48073-6901 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Title Company | DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 5450 MURRAY CT, WATERFORD, MI 48327-1764 |
| Document Number | 0000421799 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 57992/614 |
| Instrument | 421799 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3157 MERRILL AVE, ROYAL OAK, MI 48073-6901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000082381 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 54125/521 |
| Instrument | 82381 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2040 |
The 2025 property tax bill for 3157 Merrill Ave was $4,242 with a homeowner's exemption, down 15.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,242.00 (-15.43%) Homeowner's exemption | $145,360 | $290,720 |
| 2024 | $5,016.00 | ||
| 2022 | $3,229.00 | ||
| 2018 | $89,210 | $178,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3157 Merrill Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3157 Merrill Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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