3157 Kyra Ln, Elgin, IL 60124 Property Records

Kane County property record for 3157 Kyra Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Mar 2023)
Tax Bill$10,513 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jul 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-19-377-012

Property Details

APN / Parcel Number

Primary APN06-19-377-012

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address3157 KYRA LN
CityELGIN
StateIL
Zip60124-4343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREMINGTON MEADOWS LOT # 279
Legal SubdivisionREMINGTON MEADOWS
Legal Block3
Legal Lot Number279
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3013
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3157 KYRA LN, ELGIN, IL 60124-4343
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jul 12, 2022Intrafamily Transfer, Transfer
ATTORNEY
Oct 13, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jan 13, 2021Quit Claim Deed, Transfer · VA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2023 · Amount on Record
Deed SaleMar 21, 2023 · Amount on Record
Prior SaleJan 13, 2021
Deed Document Number20238586
Prior Transfer DateMar 10, 2022
Prior Transfer Doc0000035729
Record UpdatedSep 20, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMar 21, 2023
Property Address3157 KYRA LN, ELGIN, IL 60124-4343
Document Number0000008586
Map ReferenceDOC 2004K155378
Instrument DateFeb 15, 2023
Instrument2023K008586
Transaction TypeTransfer
Record UpdatedMar 28, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3157 KYRA LN, ELGIN, IL 60124-4343
InvestorPossibly a Property Investor

Mortgage

Document Number0000008587
DateMar 21, 2023
Instrument2023K008587
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate6.99%

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJul 12, 2022
Property Address3157 KYRA LN, ELGIN, IL 60124-4343
Document Number0000035729
Map ReferenceDOC 2004K155378
Instrument DateMar 10, 2022
Instrument2022K035729
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3157 KYRA LN, ELGIN, IL 60124-4343

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3157 KYRA LN, ELGIN, IL 60124-4343
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyN TITLE COMPANY, SNP TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077453
DateOct 13, 2021
Instrument2021K077453
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term291 Months
DueJan 1, 2046

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJan 13, 2021
Property Address3157 KYRA LN, ELGIN, IL 60124-4343
Document Number0000003258
Map ReferenceDOC 2004K155378
Instrument DateDec 26, 2020
Instrument2021K003258
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanySNP TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3157 KYRA LN, ELGIN, IL 60124-4343

Mortgage

Document Number0000003259
DateJan 13, 2021
Instrument2021K003259
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueJan 1, 2046

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,513.00$145,802 (+8.57%) Land $46,122 Building $99,680$437,581 (+8.57%) Land $138,421 Building $299,160
2024$134,293 (+21.39%) Land $42,481 Building $91,812$403,040 (+21.44%) Land $127,494 Building $275,546
2022Disabled Person's exemption Veteran's exemption$110,625 Land $34,994 Building $75,631$331,875 Land $104,982 Building $226,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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