3157 David Ct, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3157 David Ct, Edgewood, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,330 sqft · built 1977
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2026)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`030-40-02-026.00`

Property Details

APN / Parcel Number

Primary APN	`030-40-02-026.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,330 sqft Finished Area
Gross Area	2,048 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	3157 DAVID CT
City	EDGEWOOD
State	KY
Zip	41017-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUDLEY VILLAGE SEC O LOT 29
Legal Subdivision	DUDLEY VILLAGE
Legal Phase	O
Legal Lot Number	29
Legal Unit	O
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	65502

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3157 DAVID CT, EDGEWOOD, KY 41017-3317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2026	Deed of Trust, Mortgage · Construction Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Aug 2, 2007 · Amount on Record
Deed Document Number	2026071715078
Deed Book / Page	460 / 271
Prior Transfer Date	May 20, 2016
Prior Transfer Doc	0005900020
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 17, 2026
Property Address	3157 DAVID CT, EDGEWOOD, KY 41017-3317
Document Number	0000015078
Book / Page	460 / 271
Instrument Date	Jul 2, 2026
Instrument	202615078
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33,835.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3157 DAVID CT, EDGEWOOD, KY 41017-3317

Mortgage

Document Number	0000015079,
Date	Jul 17, 2026
Book Page	460/275
Instrument	2026071715079

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Apr 21, 2026
Property Address	3157 DAVID CT, EDGEWOOD, KY 41017-3317
Document Number	0000007602
Book / Page	415 / 278
Instrument Date	Apr 6, 2026
Instrument	20267602
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3157 DAVID CT, EDGEWOOD, KY 41017-3317

Mortgage

Document Number	0000007602,
Date	Apr 21, 2026
Book Page	415/278
Instrument	20267602

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Edgewood City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,800 (-) Land $60,000 Building $193,800	$253,800 (-) Land $60,000 Building $193,800
2025	$2,515.00 (+47.94%)	$253,800 (+59.12%) Land $60,000 Building $193,800	$253,800 (+59.12%) Land $60,000 Building $193,800
2023	$1,700.00	$159,500 Land $60,000 Building $99,500	$159,500 Land $60,000 Building $99,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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