3156 Oak Cliff Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 3156 Oak Cliff Cir, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,269 sqft · built 1971
Lot Size	0.237 acres (10,315 sqft)
Owner	2 Individual Names on File
Last Sale	$779,000 (Jul 2022)
Tax Bill	$9,717 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`273-0282-004-0000`

Property Details

APN / Parcel Number

Primary APN	`273-0282-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,269 sqft Living Area
1st Floor Area	2,269 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,315 sqft (0.237 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3156 OAK CLIFF CIR
City	CARMICHAEL
State	CA
Zip	95608-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK CLIFF, LOT 10
Legal Subdivision	OAK CLIFF
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4002
Census Tract	7802

Owner

Source: Sacramento County records · APN 273-0282-004-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3156 OAK CLIFF CIR, CARMICHAEL, CA 95608-4534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NORTHERN BANK OF DIXON
Jul 21, 2022	Grant Deed, Transfer · Conventional Mortgage GOLDEN BAY FCU
Apr 14, 2020	Quit Claim Deed, Transfer FINANCE OF AMERICA MTG
Aug 07, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Aug 07, 2017	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Aug 07, 2017 · Amount on Record
Deed Book / Page	20220721 / 359
Prior Transfer Date	Apr 06, 2020
Prior Transfer Doc	4140000000672
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3156 OAK CLIFF CIR, CARMICHAEL, CA 95608-4534
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3156 OAK CLIFF CIR, CARMICHAEL, CA 95608-4534
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000778
Date	Apr 06, 2022
Instrument	2022040600778

Lender

Name	FIRST NORTHERN BANK OF DIXON
Type	Bank
Address	RANCHO CORDOVA, CA 95742

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 21, 2022
Property Address	3156 OAK CLIFF CIR, CARMICHAEL, CA 95608-4534
Document Number	0000000359
Map Reference	MB 56 MAP 1
Instrument Date	Jul 18, 2022
Instrument	2022072100359
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3156 OAK CLIFF CIR, CARMICHAEL, CA 95608-4534

Mortgage

Document Number	0000000360
Date	Jul 21, 2022
Instrument	2022072100360

Lender

Name	GOLDEN BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 14, 2020
Property Address	3156 OAK CLIFF CIR, CARMICHAEL, CA 95608-4534
Document Number	2004140672
Instrument Date	Apr 06, 2020
Instrument	2004140672
Transaction Type	Transfer
Record Updated	May 01, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3156 OAK CLIFF CIR CARMICHAEL CA 956084534, CARMICHAEL, CA 95608-4534

Mortgage

Document Number	2004140673
Date	Apr 14, 2020
Instrument	2004140673

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 07, 2017
Property Address	3156 OAK CLIFF CIR, CARMICHAEL, CA 95608-4534
Document Number	1708070650
Instrument Date	Aug 03, 2017
Instrument	1708070650
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3156 OAK CLIFF CIR CARMICHAEL CA 956084534, CARMICHAEL, CA 95608-4534

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 07, 2017
Property Address	3156 OAK CLIFF CIR, CARMICHAEL, CA 95608-4534
Document Number	1708070651
Instrument Date	Aug 02, 2017
Instrument	1708070651
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$647.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3156 OAK CLIFF CIR CARMICHAEL CA 956084534, CARMICHAEL, CA 95608-4534

Mortgage

Document Number	1708070652
Date	Aug 07, 2017
Instrument	1708070652

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$826,679 (+2%) Land $212,241 Building $614,438
2025	$9,717.00 (+2.18%) Homeowner's exemption	$810,471 (+4.04%) Land $208,080 Building $602,391
2024	$9,510.00 (+1.62%)
2023	$9,358.00 (+22.26%) Homeowner's exemption	$779,000 Land $200,000 Building $579,000
2022	$7,654.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670078024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017, other causes, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 26% of California
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 279 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
Succeed.Net	Fixed Wireless (unlicensed)	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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