3156 N Seventh St, Delphi, IN 46923 Property Records

Carroll County property record for 3156 N Seventh St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1940
Lot Size	0.126 acres (5,488 sqft)
Owner	Individual Name on File
Last Sale	$78,510 (Oct 1997)
Tax Bill	$424 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-30-000-161.000-006`

Property Details

APN / Parcel Number

Primary APN	`08-06-30-000-161.000-006`
Alternative APNs	`00587841329` `0053507900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1953
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	5,488 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00587841329
Street Address	3156 N SEVENTH ST
City	DELPHI
State	IN
Zip	46923-8576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	005-35079-00 DUNLAP FINCH DAUGHTERY LOT 295
Legal Subdivision	DUNLAP FINCH DAUGHTERY
Legal Lot Number	295
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	2
Census Block	2016
Census Tract	959600

Owner

3156 N Seventh St is owned and occupied by an individual who bought it in October 1997.

Source: Carroll County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3156 N SEVENTH ST, DELPHI, IN 46923-8576
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK
Jul 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 23, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 31, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 1997 · Amount on File
Deed Sale	Oct 7, 1997 · Amount on File
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	3156 N SEVENTH ST, DELPHI, IN 46923-8576
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002777
Date	Oct 17, 2023
Instrument	2023002777

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	3156 N SEVENTH ST, DELPHI, IN 46923-8576
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002496
Date	Jul 8, 2021
Instrument	2021002496

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	150 Months
Due	Jan 1, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	3156 N SEVENTH ST, DELPHI, IN 46923-8576
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003310
Date	Oct 23, 2018
Instrument	2018003310

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	3156 N SEVENTH ST, DELPHI, IN 46923-8576
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017002729
Date	Aug 31, 2017
Instrument	2017002729

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 3156 N Seventh St was $424 with a homeowner's exemption, up 4.4% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$424.00 (+4.43%) Homeowner's exemption	$111,100 Land $4,100 Building $107,000	$111,100 Land $4,100 Building $107,000
2024	$406.00
2023		$86,300 (+19.03%) Land $4,100 Building $82,200	$86,300 (+19.03%) Land $4,100 Building $82,200
2022	$198.00	$72,500 Land $4,100 Building $68,400	$72,500 Land $4,100 Building $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3156 N Seventh St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3156 N Seventh St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on N Seventh St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures