Daviess County property record for 3156 Harness Loop, Owensboro, KY 42303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,446 sqft · built 1998 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Company Name on File |
| Last Sale | $198,000 (Sep 2022) |
| Tax Bill | $2,114 (2025) |
| Deeds & Mortgages | Jun 2009 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074N0001500000 |
| Primary APN | 074N0001500000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,453 sqft (0.217 acres) |
| Lot Dimensions | 144 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3156 HARNESS LOOP |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-9009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3156 HARNESS LP |
| Legal Subdivision | THE DOWNS |
| Legal Lot Number | 15 |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | WHITESVILLE-PHILPOT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 1401 |
3156 Harness Loop is owned by a company that bought it in September 2022.
Source: Daviess County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 103 LATE BLOOMER DR, NICHOLASVILLE, KY 40356-7513 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on File |
| Deed Sale | Sep 30, 2022 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Jun 3, 2009 |
| Property Address | 3156 HARNESS LOOP, OWENSBORO, KY 42303-9009 |
| Document Number | 000861/401 |
| Book / Page | 0861 / 401 |
| Map Reference | MB26 PG328 |
| Instrument Date | May 29, 2009 |
| Instrument | 200900008444 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1514 W 1ST ST, OWENSBORO, KY 42301-0528 |
| Name | Verified Name |
|---|---|
| Address | 3156 HARNESS LOOP, OWENSBORO, KY 42303-9009 |
| Document Number | 001698/863 |
|---|---|
| Date | Jun 3, 2009 |
| Book Page | 1698/863 |
| Instrument | 2009-00008445 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2039 |
The 2025 property tax bill for 3156 Harness Loop was $2,114.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,000 (-) | $198,000 (-) | |
| 2025 | $2,114.00 | $198,000 Land $30,000 Building $168,000 | $198,000 Land $30,000 Building $168,000 |
| 2023 | $198,000 | $198,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3156 Harness Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3156 Harness Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| AT&T Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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