31554 Ave D, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31554 Ave D, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,008 sqft · built 2006
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$389,000 (Nov 2020)
Tax Bill$4,406 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jun 2021 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN00308520-000000

Property Details

APN / Parcel Number

Primary APN00308520-000000
Alternative APNs
  • 25662900308520000000
  • 1380644

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCovered
Garage Area570 sqft
PorchOpen Porch
Porch Area313 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1380644
Street Address31554 AVENUE D
CityBIG PINE KEY
StateFL
Zip33043-4529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 22 LT 14 BIG PINE COVE PB3-131 BIG PINE KEY OR410-953/54 OR392-661/62 OR929-1943/45 OR933-2464/65 OR1269-790 OR1376-838 OR1690-2132/33 OR2063-576 OR2276-1353 OR2599-2239/41 OR2627-242/43 OR2851-2424/25 OR2965-2245 OR3055-1963 OR3104-0385
Legal Range29E
Legal Township66S
Legal Section25
Legal SubdivisionBIG PINE COVE
Legal Block22
Legal Lot Number14
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1024
Census Tract971401

Owner

31554 Ave D is owned and occupied by two individuals who bought it in November 2020.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address31554 AVENUE D, BIG PINE KEY, FL 33043-4529
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Jun 9, 2021Intrafamily Transfer, Transfer
May 22, 2019Warranty Deed, Transfer
ATTORNEY ONLY
May 1, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on File
Deed SaleNov 10, 2020 · Amount on File
Prior SaleMay 22, 2019 · Amount on File
Deed Document Number20202290161
Deed Book / Page3055 / 1963
Prior Transfer DateJul 7, 2020
Prior Transfer Doc0031040385
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 10, 2020
Property Address31554 AVENUE D, BIG PINE KEY, FL 33043-4529
Document Number0030551963
Book / Page3055 / 1963
Map ReferenceMB 3 PG 131
Instrument DateOct 23, 2020
Instrument2290161
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyTRUE TITLE FLORIDA KEYS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,723.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31554 AVENUE D, 31554, BIG PINE KEY, FL 33043-4529

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 1554 AVENUE D, BIG PINE KEY, FL 33043

Mortgage

Document Number0030551966
DateNov 10, 2020
Instrument3055/1966
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJun 9, 2021
Property Address31554 AVENUE D, BIG PINE KEY, FL 33043-4529
Document Number0031040385
Book / Page3104 / 385
Map ReferenceMB 3 PG 131
Instrument DateJul 7, 2020
Instrument2324317
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address31554 AVENUE D, BIG PINE KEY, FL 33043-4529

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 22, 2019
Property Address31554 AVENUE D, BIG PINE KEY, FL 33043-4529
Document Number0029652245
Book / Page002965 / 002245
Instrument DateMay 10, 2019
Instrument2221461
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31554 AVENUE D BIG PINE KEY FL 330434529, BIG PINE KEY, FL 33043-4529

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 1, 2017
Property Address31554 AVENUE D, BIG PINE KEY, FL 33043-4529
Document Number0028512424
Book / Page002851 / 002424
Instrument DateApr 18, 2017
Instrument2121166
Transaction TypeTransfer
Record UpdatedJun 13, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address31554 AVENUE D BIG PINE KEY FL 330434529, BIG PINE KEY, FL 33043-4529

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$468,995 Land $220,000 Building $248,995$468,995 Land $220,000 Building $248,995
2024$4,406.00 (+9.25%)
2023$4,033.00 (+8.36%)$434,943 (+11.55%) Land $207,500 Building $227,443$434,943 (+11.55%) Land $207,500 Building $227,443
2022$3,722.00$389,912 Land $160,000 Building $229,912$389,912 Land $160,000 Building $229,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31554 Ave D in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 369 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31554 Ave D has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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