3155 Windermere Hill, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3155 Windermere Hill, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,794 sqft Finished Area
Lot Size10,454 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$289,000 (2018)
Tax Bill$4,241.00 (2025)

Property Details

APN / Parcel Number

Primary APN061-00-01-008.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,794 sqft Finished Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Lot Area10,454 sqft (0.239 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0610001008.00
Street Address3155 WINDERMERE HL
CityCOVINGTON
StateKY
Zip41015-9555
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMANOR HILL SEC 3 LOT 8
Legal SubdivisionMANOR HILL
Legal Phase3
Legal Lot Number8
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup2
Census Block2021
Census Tract65800

Owner

Source: Kenton County records · APN 061-00-01-008.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3155 WINDERMERE HL, COVINGTON, KY 41015-9555
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 04, 2021Deed of Trust, Mortgage
LEXINGTON-FAYETTE URBAN COUNTY GOV
Sep 17, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
POLARIS HM FNDG
Jan 11, 2018Trustee's Deed, Construction Loan · Line of Credit
VICTORY CMNTY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2018 · Amount on Record
Deed SaleSep 17, 2018 · Amount on Record
Prior SaleMar 25, 2005 · Amount on Record
Deed Doc Number0004165346
Deed Book / Page4165 / 346
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3155 WINDERMERE HL, COVINGTON, KY 41015-9555
Transaction TypeMortgage
Record UpdatedJul 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900001
DateJun 20, 2023
Book PageKCM 470/75
Instrument23062005900001
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 06, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3155 WINDERMERE HL, COVINGTON, KY 41015-9555
Transaction TypeMortgage
Record UpdatedDec 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3155 WINDERMERE HL, COVINGTON, KY 41015-9555

Mortgage

Document Number0005900258
DateOct 04, 2021
Book Page121/701
Instrument21100405900258
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term324 Months
DueOct 01, 2048

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 17, 2018
Property Address3155 WINDERMERE HL, COVINGTON, KY 41015-9555
Document Number0000000166
Book / Page0I4165 / 000346
Instrument DateSep 10, 2018
Instrument166
Transaction TypeTransfer
Record UpdatedOct 08, 2018
Title CompanyAMERICAN HOMELAND TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$289.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3155 WINDERMERE HL COVINGTON KY 410159555, COVINGTON, KY 41015-9555

Mortgage

Document Number168
DateSep 17, 2018
Book Page0I4165/000350
Instrument168
Lender
NamePOLARIS HM FNDG
TypeFunding / Finance Company
AddressGRANDVILLE, MI 49418
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2048

Mortgage

Document Number169,
DateSep 17, 2018
Book Page0I4166/000001
Instrument169
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term60 Months
DueSep 16, 2023

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateJan 11, 2018
Property Address3155 WINDERMERE HL, COVINGTON, KY 41015-9555
Book / Page0I4054 / 000165
Instrument DateDec 21, 2017
Instrument2
Transaction TypeConstruction Loan
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3155 WINDERMERE HL COVINGTON KY 410159555, COVINGTON, KY 41015-9555

Mortgage

Document Number0000000002
DateJan 11, 2018
Book Page0I4054/000165
Instrument2
Lender
NameVICTORY CMNTY BK
TypeBank
AddressFLORENCE, KY 41042
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 10, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,241.00 (+16.29%)$364,700 (+26.19%) Land $65,000 Building $299,700$364,700 (+26.19%) Land $65,000 Building $299,700
2023$3,647.00$289,000 Land $35,000 Building $254,000$289,000 Land $35,000 Building $254,000

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