3155 Summit Ridge Ter, Chico, CA 95928 Property Records

Butte County property record for 3155 Summit Ridge Ter, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,937 sqft · built 2018
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Trust Names on File
Last Sale	$167,000 (Mar 2017)
Tax Bill	$12,434 (2025)
Deeds & Mortgages	Sep 2023 Transfer Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-120-089-000`

Property Details

APN / Parcel Number

Primary APN	`018-120-089-000`
Alternative APN	`018-120-089`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,937 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	1,532 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	018-120-089
Street Address	3155 SUMMIT RIDGE TER, TE
City	CHICO
State	CA
Zip	95928-7383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 & PTN LOT 15 THE VIEWS PHASE 2
Legal Subdivision	THE VIEWS SUBDIVISION
Legal Lot Number	14,15
Jurisdiction	BUTTE CA
Township / Civil Division	PARADISE
Census Block Group	3
Census Block	3001
Census Tract	1602

Owner

3155 Summit Ridge Ter is owner-occupied and held in a trust since August 2023.

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3155 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Intrafamily Transfer, Transfer
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 14, 2019	Loan Modification, Mortgage · Conventional Mortgage BANNER BK
Apr 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on File
Deed Sale	Mar 1, 2017 · Amount on File
Prior Sale	Nov 8, 2007 · Amount on File
Deed Document Number	20177860
Last Transfer Date	Aug 31, 2023
Transfer Doc	0000025419
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Sep 19, 2023
Property Address	3155 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Document Number	0000025419
Map Reference	MB 161 PG 64-67
Instrument Date	Aug 31, 2023
Instrument	2023-0025419
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3155 SUMMIT RIDGE TER, CHICO, CA 95928-7383

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3155 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032173
Date	Aug 13, 2020
Instrument	2020-0032173

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3155 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Document Number	0000040813
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3155 SUMMIT RIDGE TER CHICO CA 959287383, CHICO, CA 95928-7383

Mortgage

Document Number	0000040813
Date	Sep 13, 2019
Instrument	40813

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTTE CA
Property Address	3155 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Document Number	0000047191
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3155 SUMMIT RIDGE TER CHICO CA 959287383, CHICO, CA 95928-7383

Mortgage

Document Number	0000047191
Date	Oct 28, 2019
Instrument	47191

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Apr 20, 2018
Property Address	3155 SUMMIT RIDGE TER, CHICO, CA 95928-7383
Document Number	0000013275
Map Reference	MB161 PG64-67
Instrument Date	Apr 16, 2018
Instrument	2018-0013275
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	25116 MASSACHUSSETTS AVE, CORNING, CA 96021-9620

Mortgage

Document Number	0000013276
Date	Apr 20, 2018
Instrument	2018-0013276

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	370 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3155 Summit Ridge Ter was $12,434 with a homeowner's exemption, up 6.5% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,107,489 (+2%) Land $197,228 Building $910,261
2025	$12,434.00 (+6.47%) Homeowner's exemption	$1,085,774 Land $193,361 Building $892,413
2024	$11,678.00 (+1.21%)		$1,039,680
2023	$11,538.00 (+1.61%) Homeowner's exemption	$1,043,613 Land $185,853 Building $857,760
2022	$11,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3155 Summit Ridge Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3155 Summit Ridge Ter is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Summit Ridge Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures