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3155 Primrose St, Elgin, IL 60124 Property Records

Kane County property record for 3155 Primrose St, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,046 sqft · built 2005
Lot Size0.19 acres (8,276 sqft)
Owner2 Company Names on Record
Last Sale$381,500 (Nov 2005)
Tax Bill$10,988 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-19-407-003

Property Details

APN / Parcel Number

Primary APN06-19-407-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,046 sqft Living Area
Gross Area4,589 sqft
Basement Area1,543 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3155 PRIMROSE ST
CityELGIN
StateIL
Zip60124-3800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 3B LT 660
Legal SubdivisionPROVIDENCE
Legal Block3
Legal Lot Number660
Legal Unit3B
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3007
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address3155 PRIMROSE ST, ELGIN, IL 60124-3800
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FCU
Mar 10, 2021Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2005 · Amount on Record
Deed SaleNov 21, 2005 · Amount on Record
Deed Document Number2005139851
Last Transfer DateFeb 24, 2021
Transfer Doc0000018818
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3155 PRIMROSE ST, ELGIN, IL 60124-3800
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005243
DateJan 27, 2022
Instrument2022K005243
Lender
NameAMERICAN FCU
TypeCredit Union
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate
Rate2.12%

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 10, 2021
Property Address3155 PRIMROSE ST, ELGIN, IL 60124-3800
Document Number0000018818
Map ReferenceDOC2005K069831
Instrument DateFeb 24, 2021
Instrument2021K018818
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3155 PRIMROSE ST, ELGIN, IL 60124-3800

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,988.00 (+6.6%) Homeowner's exemption Senior Citizen's exemption$156,307 (+8.57%) Land $43,240 Building $113,067$469,109 (+8.57%) Land $129,772 Building $339,337
2024$143,969 (+21.39%) Land $39,827 Building $104,142$432,080 (+21.44%) Land $119,529 Building $312,551
2022$10,308.00 (+3.76%) Homeowner's exemption$118,596 (+6.96%) Land $32,808 Building $85,788$355,788 (+6.96%) Land $98,424 Building $257,364
2021$9,934.00 Homeowner's exemption$110,879 Land $30,673 Building $80,206$332,637 Land $92,019 Building $240,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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