3155 Midland Dr, Elko, NV 89801 Property Records

Elko County property record for 3155 Midland Dr, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,146 sqft · built 1990
Lot Size0.389 acres (16,945 sqft)
OwnerIndividual Name on Record
Last Sale$490,000 (Jul 2024)
Tax Bill$3,533 (2026)
Deeds & MortgagesSep 2026 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN001-838-005

Property Details

APN / Parcel Number

Primary APN001-838-005
Alternative APN
  • 006-09D-002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area4,384 sqft Living Area
Gross Area6,352 sqft
1st Floor Area2,192 sqft
Basement Area1,272 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area16,945 sqft (0.389 acres)
Garage TypeAttached
Garage Area696 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3155 MIDLAND DR
CityELKO
StateNV
Zip89801-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal DescriptionCOLLEGE PARK SUBDIVISION UNIT NO 3 FILE 146266,LOCATED IN,MDB&M
Legal Range55E
Legal Township34N
Legal Section10
Legal SubdivisionCOLLEGE PARK SUB UNIT NO 3
Legal BlockC
Legal Lot Number5
Legal Unit3
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group3
Census Block3067
Census Tract950702

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3155 MIDLAND DR, ELKO, NV 89801-2512
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
MEGA CAPITAL FUNDING
Mar 19, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Prior SaleMay 24, 2013 · Amount on Record
Deed Document Number2024838244
Prior Transfer DateJan 20, 2010
Prior Transfer Doc0000622474
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Recording DateSep 4, 2026
Property Address3155 MIDLAND DR, ELKO, NV 89801-2512
Document Number0000869274
Instrument DateAug 28, 2026
Instrument2026869274
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3155 MIDLAND DR, ELKO, NV 89801-2512

Mortgage

Document Number0000869274,
DateSep 4, 2026
Instrument2026869274
Lender
NameMEGA CAPITAL FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address3155 MIDLAND DR, ELKO, NV 89801-2512
Document Number0000766899
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3155 MIDLAND DR ELKO NV 898012512, ELKO, NV 89801-2512

Mortgage

Document Number0000766899
DateMar 30, 2020
Instrument766899
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 29, 2050

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,533.00 (+0.28%)$99,899 (-2.47%) Land $28,350 Building $71,549$285,426 (-2.47%) Land $81,000 Building $204,426
2025$3,523.00 (+28.72%)$102,428 (+22.58%) Land $28,350 Building $74,078$292,651 (+22.58%) Land $81,000 Building $211,651
2023$2,737.00 (+2.97%)$83,562 (+12.49%) Land $20,300 Building $63,262$238,749 (+12.49%) Land $58,000 Building $180,749
2022$2,658.00$74,281 Land $20,300 Building $53,981$212,231 Land $58,000 Building $154,231

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 76% of Nevada
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CC Communications Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: Anthem Broadband of Nevada, AT&T, Rise Broadband, Zito Media.

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