3155 Junction Hwy, Ingram, TX 78025 Property Records

Kerr County property record for 3155 Junction Hwy, Ingram, TX 78025

Property Summary

Property Type	Commercial
Details	4,890 sqft · built 1984
Lot Size	0.94 acres (40,986 sqft)
Owner	Individual Name on File
Tax Bill	$8,705 (2024)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3932-0000-024000`

Property Details

APN / Parcel Number

Primary APN	`3932-0000-024000`
Alternative APN	`26669`

Interior

Building Area	4,890 sqft Total Area
1st Floor Area	4,890 sqft

Exterior

Year Built	Built 1984
Lot Area	40,986 sqft (0.94 acres)
Porch	Porch
Porch Area	84 sqft
Canopy	84 sqft

Location & Zoning

Account Number	3932-0000-024000
Old Parcel Number	26669
Street Address	3155 JUNCTION HWY
City	INGRAM
State	TX
Zip	78025-3189
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	5J SUBDIVISION 2 LOT 24, 25 ACRES .9409
Legal Subdivision	5J SUBDIVISION 2
Legal Lot Number	24,25 25
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	2
Census Block	2026
Census Tract	960301

Owner

Source: Kerr County assessment roll, APN 3932-0000-024000, as of September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3155 JUNCTION HWY, INGRAM, TX 78025-3189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2005
Deed Sale	Dec 09, 2005
Deed Document Number	12404
Deed Book / Page	1487 / 0801
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	3155 JUNCTION HWY, INGRAM, TX 78025-3189
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3155 JUNCTION HWY, INGRAM, TX 78025-3189

Mortgage

Document Number	19000487
Date	Jan 18, 2019
Instrument	19-000487

Lender

Name	PIONEER BANK
Type	Bank
Address	AUSTIN, TX 78703

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 15, 2024

Tax Assessment & Valuation

Source: Kerr County assessment roll as of September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Ingram City
Unified School District	Ingram Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$491,580 (+0.66%) Land $132,181 Building $359,399	$491,580 (+0.66%) Land $132,181 Building $359,399
2024	$8,705.00 (-2.09%)
2023	$8,891.00	$488,350 Land $132,181 Building $356,169	$488,350 Land $132,181 Building $356,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kerr County (48265C), as of August 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482659603012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Nearby Flood Policies	71 in force
Nearby Flood Claims	66 (1981–2026)
Claims Outside the SFHA	10 of 66
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 3 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 52 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 177 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Hill Country Telephone Cooperative Fiber	8,000 / 8,000
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1330011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INGRAM WATER SUPPLY private · serves 5,955 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.