3155 Highgate Ter Loop, Folsom, CA 95630 Property Records

Sacramento County property record for 3155 Highgate Ter Loop, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,779 sqft · built 2021
Lot Size	0.107 acres (4,673 sqft)
Owner	Individual Name on Record
Last Sale	$661,500 (Dec 2021)
Tax Bill	$11,321 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-3600-036-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3600-036-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,779 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Other
Lot Area	4,673 sqft (0.107 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3155 HIGHGATE TERRACE LOOP
City	FOLSOM
State	CA
Zip	95630-7053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Description	RUSSELL RANCH PHASE 1, VILLAGE 8, LOT 36, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RUSSELL RANCH PHASE 1
Legal Lot Number	36
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3155 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-7053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Dec 13, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jul 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Mar 5, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Oct 29, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 31, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	20211116
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3155 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-7053
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001398
Date	Jul 8, 2021
Instrument	202107081398

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 13, 2021
Property Address	3155 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-7053
Document Number	0000001116
Map Reference	MB 411 PG 2
Instrument Date	Nov 30, 2021
Instrument	2021121301116
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3155 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-7053

Mortgage

Document Number	0000001117
Date	Dec 13, 2021
Instrument	2021121301117

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3155 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-7053
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7080000001398
Date	Jul 8, 2021
Book Page	20210708/1398

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 5, 2021
Property Address	3155 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-7053
Document Number	0000001804
Map Reference	MB 411 PG 2
Instrument Date	Mar 2, 2021
Instrument	202103051804
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 DOUGLAS BLVD STE 200, 200, ROSEVILLE, CA 95661-3809
Investor	Possibly a Property Investor

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 29, 2019
Property Address	3155 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-7053
Document Number	1910291325
Instrument Date	Oct 28, 2019
Instrument	1910291325
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$18,232.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 MADISON AVE #13TH NEW YORK NY 100222524, 13TH, NEW YORK, NY 10022-2524
Investor	Possibly a Property Investor

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2019
Property Address	3155 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-7053
Document Number	1910311611
Instrument Date	Oct 28, 2019
Instrument	1910311611
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 MADISON AVE #13TH NEW YORK NY 100222524, 13TH, NEW YORK, NY 10022-2524
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$715,647 (+2%) Land $216,485 Building $499,162
2025	$11,321.00 (+0.83%) Homeowner's exemption	$701,616 (+4.04%) Land $212,241 Building $489,375
2024	$11,228.00 (+1.38%)
2023	$11,075.00 (-2.29%) Homeowner's exemption	$674,373 Land $204,000 Building $470,373
2022	$11,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, unWired Broadband, Verizon, Zeta Broadband.

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