3155 Estates Dr N, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3155 Estates Dr N, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,293 sqft · built 1998
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (May 2017)
Tax Bill	$12,056 (2025)
Deeds & Mortgages	Aug 2005 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2101-0020-01-1`

Property Details

APN / Parcel Number

Primary APN	`18-2101-0020-01-1`
Alternative APN	`11-18-2101-0020-01-1`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,293 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	27,007 sqft (0.62 acres)
Lot Depth	191 ft Depth
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3155 ESTATES DR N
City	SAINT JOSEPH
State	MI
Zip	49085-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 20 THE ESTATES NO 2 ALSO PT OF FRL SEC 2 T5S R19W COM AT NW COR SD LOT 20 TH N89DEG30'23''E 210.94 FT TH N 0 DEG 02'16''W 30'TH S89 DEG30'23''W 210.94'TH S 0 DEG 02' 16''E 30'TO POB UNRE SUR
Legal Range	19W
Legal Township	05S
Legal Section	02
Legal Subdivision	THE ESTATES
Legal Lot Number	20
Legal Unit	20,20
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2017
Census Tract	1100

Owner

3155 Estates Dr N is owned and occupied by an individual who bought it in May 2017.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3155 ESTATES DR N, SAINT JOSEPH, MI 49085-3436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2005	Deed of Trust, Mortgage H & R BLOCK MORTGAGE CORP
May 9, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Prior Sale	Sep 24, 2012 · Amount on File
Deed Book / Page	3171 / 1944
Prior Transfer Date	Jan 8, 2004
Prior Transfer Doc	2474001082
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3155 ESTATES DR N, SAINT JOSEPH, MI 49085-3436
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02633/1934
Date	Aug 3, 2005
Book Page	2633/1934

Lender

Name	H & R BLOCK MORTGAGE CORP
Type	Mortgage Company
Address	3 BURLINGTON WOODS DR FL 2, BURLINGTON, MA 01803

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 9, 2017
Property Address	3155 ESTATES DR N, SAINT JOSEPH, MI 49085-3436
Document Number	03171/1944
Book / Page	3171 / 1944
Map Reference	LB25 PG9
Instrument Date	May 5, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, FAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,472.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3155 ESTATES DR N, SAINT JOSEPH, MI 49085-3436

Mortgage

Document Number	0031711946
Date	May 9, 2017
Instrument	3171/1946

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3155 Estates Dr N was $12,056 with a homeowner's exemption, up 2.7% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,100 (+5.13%)	$980,200 (+5.13%)
2025	$12,056.00 (+2.72%) Homeowner's exemption	$466,200	$932,400
2024	$11,737.00
2023		$367,200	$734,400
2022	$9,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3155 Estates Dr N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3155 Estates Dr N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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