31548 Delaware Rd, Coarsegold, CA 93614 Property Records

Madera County property record for 31548 Delaware Rd, Coarsegold, CA 93614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1987
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2025)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-432-015-000`

Property Details

APN / Parcel Number

Primary APN	`054-432-015-000`
Alternative APN	`054432015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	43,560 sqft
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	31548 DELAWARE RD
City	COARSEGOLD
State	CA
Zip	93614-9257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMS
Legal Description	INDIAN LAKES ESTATES LOT 212
Legal Subdivision	INDIAN LAKES ESTATES
Legal Lot Number	212
Jurisdiction	MADERA CA
Township / Civil Division	YOSEMITE LAKES
Census Block Group	2
Census Block	2017
Census Tract	110

Owner

31548 Delaware Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Madera County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31548 DELAWARE RD, COARSEGOLD, CA 93614-9257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Grant Deed, Transfer · Conventional Mortgage CITIZENS CHOICE MORTGAGE
Aug 1, 2022	Intrafamily Transfer, Transfer · Line of Credit THE GOLDEN 1 CU
Jul 24, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Sep 13, 2016 · Amount on File
Deed Document Number	202526079
Prior Transfer Date	Jul 25, 2022
Prior Transfer Doc	0000020314
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Dec 9, 2025
Property Address	31548 DELAWARE RD, COARSEGOLD, CA 93614-9257
Document Number	0000026079
Map Reference	MB 13 PG 1
Instrument Date	Sep 29, 2025
Instrument	2025026079
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31548 DELAWARE RD, COARSEGOLD, CA 93614-9257

Mortgage

Document Number	0000026080
Date	Dec 9, 2025
Instrument	2025026080

Lender

Name	CITIZENS CHOICE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADERA CA
Recording Date	Aug 1, 2022
Property Address	31548 DELAWARE RD, COARSEGOLD, CA 93614-9257
Document Number	0000020314
Map Reference	MB 13 PG 1-19
Instrument Date	Jul 25, 2022
Instrument	2022020314
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	31548 DELAWARE RD, COARSEGOLD, CA 93614-9257

Mortgage

Document Number	0000020315
Date	Aug 1, 2022
Instrument	2022020315

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADERA CA
Property Address	31548 DELAWARE RD, COARSEGOLD, CA 93614-9257
Document Number	0000028992
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31548 DELAWARE RD COARSEGOLD CA 936149257, COARSEGOLD, CA 93614-9257

Mortgage

Document Number	0000028992
Date	Nov 13, 2020
Instrument	28992

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 12, 2048

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 31548 Delaware Rd was $2,093.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Yosemite Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$340,000 (+73.35%) Land $50,000 Building $290,000
2025	$2,093.00	$196,131 Land $58,026 Building $138,105
2023	$2,055.00 (+2.29%)	$188,518 Land $55,774 Building $132,744
2022	$2,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31548 Delaware Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31548 Delaware Rd is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 64% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADERA CO SA1-INDIAN LAKES serves 1,562 people · EPA ID CA2010011
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Sierra Telephone Company DSL · Fiber in parts of the area	50 / 25
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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