31547 White St, Laurel, DE 19956 Property Records

Sussex County property record for 31547 White St, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,416 sqft · built 1991
Lot Size	0.503 acres (21,902 sqft)
Owner	2 Individual Names on File
Tax Bill	$967 (2026)
Deeds & Mortgages	Apr 2022 Refinance Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`332-1.08-5.00`

Property Details

APN / Parcel Number

Primary APN	`332-1.08-5.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	21,902 sqft (0.503 acres)
Lot Dimensions	219 ft deep x 100 ft wide

Location & Zoning

Street Address	31547 WHITE ST
City	LAUREL
State	DE
Zip	19956-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LT ESTELLA M WHITE SUB LOTS 11 13
Legal Subdivision	LAUREL
Legal Lot Number	11-13
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	1
Census Block	1053
Census Tract	51802

Owner

31547 White St is owned and occupied by two individuals who acquired it in February 2026.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31547 WHITE ST, LAUREL, DE 19956-4439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FULTON BANK
Feb 2, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Jul 31, 2023	Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
May 15, 2019	Deed, Transfer
Jan 30, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026
Deed Sale	Feb 2, 2026
Prior Sale	Jul 31, 2023 · Amount on File
Deed Document Number	20263932
Deed Book / Page	6449 / 96
Prior Transfer Date	Jan 24, 2026
Prior Transfer Doc	0064490096
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	31547 WHITE ST, LAUREL, DE 19956-4439
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210010211
Date	Apr 25, 2022
Book Page	21001/211
Instrument	20220000020430

Lender

Name	FULTON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX DE
Recording Date	Feb 2, 2026
Property Address	31547 WHITE ST, LAUREL, DE 19956-4439
Document Number	0064490096
Book / Page	6449 / 96
Map Reference	MB 2 PG 48
Instrument Date	Jan 24, 2026
Instrument	2026000003932
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31547 WHITE ST, LAUREL, DE 19956-4439

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31547 WHITE ST, LAUREL, DE 19956-4439

Mortgage

Document Number	2026000003933
Date	Feb 2, 2026
Instrument	2026000003933

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 31, 2023
Property Address	31547 WHITE ST, LAUREL, DE 19956-4439
Document Number	0059480276
Book / Page	5948 / 276
Map Reference	MB 2 PG 48
Instrument Date	Jun 30, 2023
Instrument	2023000026631
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30407 WIL KING RD, LEWES, DE 19958

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31547 WHITE ST, LAUREL, DE 19956-4439

Mortgage

Document Number	2023000026632
Date	Jul 31, 2023
Instrument	2023000026632

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 15, 2019
Property Address	31547 WHITE ST, LAUREL, DE 19956-4439
Document Number	0050600024
Book / Page	5060 / 24
Instrument Date	May 2, 2019
Instrument	20190000016719
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31547 WHITE ST, LAUREL, DE 19956-4439

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jan 30, 2019
Property Address	31547 WHITE ST, LAUREL, DE 19956-4439
Document Number	0050100100
Book / Page	005010 / 000100
Instrument Date	Dec 31, 2018
Instrument	3394
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 E 6TH ST LAUREL DE 199561557, LAUREL, DE 19956-1557

Tax Assessment & Valuation

The 2026 property tax bill for 31547 White St was $967, up 2.9% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$967.00 (+2.87%)	$11,400 (-) Land $2,200 Building $9,200	$260,600 (-) Land $36,500 Building $224,100
2025	$940.00	$11,400 Land $2,200 Building $9,200	$260,600 Land $36,500 Building $224,100
2023	$686.00 (+14.91%)	$11,400 (-) Land $2,200 Building $9,200	$22,800 (-) Land $4,400 Building $18,400
2022	$597.00	$11,400 Land $2,200 Building $9,200	$22,800 Land $4,400 Building $18,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31547 White St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	24 units insured incl. 16 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31547 White St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 76% of Delaware
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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