31540 Willowick Dr, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 31540 Willowick Dr, Willowick, OH 44095

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,638 sqft · built 1959
Lot Size0.227 acres (9,901 sqft)
Owner2 Individual Names on Record
Last Sale$114,000 (Sep 1996)
Tax Bill$5,357 (2023)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-A-043-F-00-017-0

Property Details

APN / Parcel Number

Primary APN28-A-043-F-00-017-0
Alternative APN
  • B 16

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,638 sqft Living Area
1st Floor Area1,098 sqft
Basement Area540 sqft
Finished Basement540 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area9,901 sqft (0.227 acres)
Lot Dimensions180 ft deep x 55 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area126 sqft
Patio Area310 sqft
Canopy310 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberB 16
Street Address31540 WILLOWICK DR
CityWILLOWICK
StateOH
Zip44095-3766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU1
Legal DescriptionLOT 1, 2, 3 & 9 TRACT 16
Legal SubdivisionBAYRIDGE SUBDIVISION
Legal Tract16
Legal Lot Number633
JurisdictionLAKE OH
Township / Civil DivisionWILLOWICK
Census Block Group2
Census Block2000
Census Tract200300

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address31540 WILLOWICK DR, WILLOWICK, OH 44095-3766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 1996 · Amount on Record
Deed SaleSep 17, 1996 · Amount on Record
Deed Document Number3715
Record UpdatedJun 7, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address31540 WILLOWICK DR, WILLOWICK, OH 44095-3766
Document Number0000012886
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJun 24, 2019
Title CompanyACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address31540 WILLOWICK DR WILLOWICK OH 440953766, WILLOWICK, OH 44095-3766

Mortgage

Document Number0000012886
DateJun 10, 2019
Instrument12886
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 9, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWillowick City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,357.00 (+72.7%) Homeowner's exemption Senior Citizen's exemption$51,720 (-) Land $12,430 Building $39,290
2022$3,102.00 Homeowner's exemption Senior Citizen's exemption$51,720 Land $12,430 Building $39,290
2021$147,770 Land $35,510 Building $112,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2011–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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