3154 Windrows Way, Eden, MD 21822 Property Records

Wicomico County property record for 3154 Windrows Way, Eden, MD 21822 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,258 sqft · built 1993
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Oct 1987)
Tax Bill	$5,185 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-008635`

Property Details

APN / Parcel Number

Primary APN	`07-008635`
Alternative APN	`008635`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,258 sqft Total Area
Basement Area	938 sqft
Finished Basement	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
View / Lot	Waterfront
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	294 sqft
Deck Area	700 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	008635
Street Address	3154 WINDROWS WAY
City	EDEN
State	MD
Zip	21822-2260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL A L 9A-1.60AC 3154 WINDROWS WAY NOBLE FARM LANDING SEC 1
Legal Subdivision	NOBLE FARM LNDG
Legal Block	A
Legal Lot Number	9A
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2043
Census Tract	10800

Owner

Source: Wicomico County records · APN 07-008635

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3154 WINDROWS WAY, EDEN, MD 21822-2260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 1987 · Amount on Record
Deed Sale	Oct 06, 1987 · Amount on Record
Deed Book / Page	1121 / 201
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	3154 WINDROWS WAY, EDEN, MD 21822-2260
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052300493
Date	Mar 22, 2023
Book Page	5230/493

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Type	Bank
Address	SALISBURY, MD 21801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	3154 WINDROWS WAY, EDEN, MD 21822-2260
Transaction Type	Mortgage
Record Updated	Mar 04, 2022
Title Company	DELMARVA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050450369
Date	Feb 22, 2022
Book Page	5045/369

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	3154 WINDROWS WAY, EDEN, MD 21822-2260
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045800420
Date	Jan 15, 2020
Book Page	4580/420

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	3154 WINDROWS WAY, EDEN, MD 21822-2260
Document Number	0041260332
Book / Page	004126 / 000332
Instrument Date	Feb 06, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	DELMARVA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3154 WINDROWS WAY EDEN MD 218222260, EDEN, MD 21822-2260

Mortgage

Document Number	0041260332
Date	Feb 15, 2017
Book Page	004126/000332

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2032

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,767 (+10.97%)	$614,700 (+15.13%) Land $180,900 Building $433,800
2025	$5,185.00 (-1.86%)
2023	$5,283.00	$529,667	$533,900 Land $180,900 Building $353,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), updated April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450108002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015, rainfall accumulation
Claims By Storm	Hurricane Sandy, Oct 2012 · 5 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Choptank Electric Cooperative	Fiber	2,500 / 2,500

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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