3154 SE Banyan St, Stuart, FL 34997 Property Records

Martin County property record for 3154 SE Banyan St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,029 sqft · built 1980
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Jan 2020)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-029-0011.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-029-0011.0-5-0000`
Alternative APNs	`54-38-41-002-029-00110-5` `43808`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,029 sqft Living Area
Gross Area	1,514 sqft
1st Floor Area	1,029 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Screened Concrete Masonry Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43808
Street Address	3154 SE BANYAN ST
City	STUART
State	FL
Zip	34997-7895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK LOT 11 BLK 29
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	29
Legal Lot Number	11
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1025
Census Tract	1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3154 SE BANYAN ST, STUART, FL 34997-7895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 14, 2020	Warranty Deed, Transfer · FHA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	20202794734
Deed Book / Page	3105 / 1912
Last Transfer Date	Sep 21, 2022
Transfer Doc	0033392365
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Oct 6, 2022
Property Address	3154 SE BANYAN ST, STUART, FL 34997-7895
Document Number	0033392365
Book / Page	3339 / 2365
Map Reference	MB 3 PG 27
Instrument Date	Sep 27, 2022
Instrument	2983741
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3154 SE BANYAN ST, 3154, STUART, FL 34997-7895

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3154 SE BANYAN ST, STUART, FL 34997-7895

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 14, 2020
Property Address	3154 SE BANYAN ST, STUART, FL 34997-7895
Document Number	0031051912
Book / Page	003105 / 001912
Instrument Date	Jan 10, 2020
Instrument	2794734
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	LIBERTY TITLE COMPANY LLC, LIBERTY TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,631.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3154 SE BANYAN ST STUART FL 349977895, STUART, FL 34997-7895

Mortgage

Document Number	31051913
Date	Jan 14, 2020
Book Page	003105/001913
Instrument	2794735

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (-0.22%) Homeowner's exemption	$206,924 (+5.99%)	$279,810 (+6.08%) Land $125,000 Building $154,810
2024	$3,693.00 (+2.1%)
2023	$3,617.00 (+3.28%) Additional exemption filed	$195,236 (+3%)	$263,770 (+13.98%) Land $120,000 Building $143,770
2022	$3,502.00 Homeowner's exemption	$189,550	$231,420 Land $110,000 Building $121,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream.

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