3154 Lone Pine Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3154 Lone Pine Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,400 sqft · built 1962
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$193,000 (Aug 2011)
Tax Bill$7,321 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN013089 27.07-2-31

Property Details

APN / Parcel Number

Primary APN013089 27.07-2-31
Alternative APNs
  • 308902700700020310000000
  • 02700700020310000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeMixed
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area224 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02700700020310000000
Street Address3154 LONE PINE RD
CitySCHENECTADY
StateNY
Zip12303-5037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 1 SEC
Legal SubdivisionLONE PINE VILLAGE
Legal Block2
Legal Lot Number31.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3013
Census Tract14616

Owner

Source: Albany County and Guilderland Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3154 LONE PINE RD, SCHENECTADY, NY 12303-5037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2011 · Amount on Record
Deed SaleAug 11, 2011 · Amount on Record
Prior SaleJul 6, 1998 · Amount on Record
Deed Document Number201110940097
Deed Book / Page3011 / 762
Last Transfer DateAug 28, 2021
Transfer Doc0000029503
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3154 LONE PINE RD, SCHENECTADY, NY 12303-5037
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3154 LONE PINE RD, SCHENECTADY, NY 12303-5037

Mortgage

Document Number0000000776
DateMay 17, 2023
InstrumentR2023-8776
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 16, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3154 LONE PINE RD, SCHENECTADY, NY 12303-5037
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3006 MYRTLE AVE, ROTTERDAM, NY 12306-2213

Mortgage

Document Number0000003726
DateAug 5, 2021
InstrumentR2021-23726
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,321.00 (+48.59%)$254,600 (+1.03%) Land $51,000 Building $203,600$339,467 (+14.5%) Land $68,000 Building $271,467
2023$252,000 (-) Land $50,000 Building $202,000$296,471 (+7.06%) Land $58,824 Building $237,647
2022$252,000 Land $50,000 Building $202,000$276,923 Land $54,945 Building $221,978
2021$4,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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