Oneida County property record for 3154 E Cottage Rd, Rhinelander, WI 54501 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $495,000 (2023) |
| Tax Bill | $4,997.00 (2025) |
| Primary APN | PE 940 |
|---|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Street Address | 3154 E COTTAGE RD |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-8547 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DOC 844183/807862 PT G.L.7 .50CA F'RMLY LOT 35 N PELICAN PLT MINERAL CLAIM V2 P837 SEE SM B879 |
| Legal Range | 10E |
| Legal Township | 36N |
| Legal Section | 05 |
| Legal Subdivision | PT G L 7 |
| Legal Lot Number | 35 |
| Jurisdiction | ONEIDA WI |
| Minor Civil Division | PELICAN |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 970400 |
Source: Oneida County records · APN PE 940
Assessment roll updated March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3154 E COTTAGE RD, RHINELANDER, WI 54501-8547 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU |
| Aug 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DMB COMMUNITY BANK |
| Jun 29, 2023 | Warranty Deed, Transfer DMB COMMUNITY BANK |
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit COVANTAGE CU |
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Prior Sale | Jul 16, 2020 · Amount on Record |
| Deed Doc Number | 2023844183 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 3154 E COTTAGE RD, RHINELANDER, WI 54501-8547 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3154 E COTTAGE RD, RHINELANDER, WI 54501-8547 |
| Document Number | 0000867771 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 867771 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Jan 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 3154 E COTTAGE RD, RHINELANDER, WI 54501-8547 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3154 E COTTAGE RD, RHINELANDER, WI 54501-8547 |
| Document Number | 0000845610 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 845610 |
| Name | DMB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | DEFOREST, WI 53532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jun 29, 2023 |
| Property Address | 3154 E COTTAGE RD, RHINELANDER, WI 54501-8547 |
| Document Number | 0000844183 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 844183 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Title Company | NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,485.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000844184 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 844184 |
| Name | DMB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 3154 E COTTAGE RD, RHINELANDER, WI 54501-8547 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000832663 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 832663 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jul 16, 2020 |
| Property Address | 3154 E COTTAGE RD, RHINELANDER, WI 54501-8547 |
| Document Number | 0000807862 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 807862 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2022 |
| Title Company | KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3154 E COTTAGE RD, RHINELANDER, WI 54501-8547 |
| Document Number | 0000807863 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 807863 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Oneida County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Pelican Town |
| Unified School District | Rhinelander School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,997.00 (+16.13%) | $305,800 (+3.45%) Land $88,700 Building $217,100 | $471,960 Land $136,896 Building $335,064 |
| 2023 | $4,303.00 (+9.52%) Homeowner's exemption | $295,600 (-) Land $88,700 Building $206,900 | |
| 2022 | $3,929.00 Homeowner's exemption | $295,600 Land $88,700 Building $206,900 |
3154 E Cottage Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Oneida County (55085C), updated May 16, 2013
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 57th in Wisconsin |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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