3154 Aspen Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 3154 Aspen Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,806 sqft · built 1988
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Nov 2025)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`206-11-361A`

Property Details

APN / Parcel Number

Primary APN	`206-11-361A`

Interior

Stories	2 Stories
Building Area	1,806 sqft Living Area
1st Floor Area	1,742 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Wood
Roof Material	Metal
Lot Area	94,961 sqft
Garage Type	Detached
Garage Area	768 sqft
Deck Area	Deck Area
Patio Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3154 ASPEN RD
City	OVERGAARD
State	AZ
Zip	85933-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	ZANE GREY ACRES #5: LOTS 365 & 366. OUT OF 206-11-360 & 361 FOR20 01ROLL
Legal Range	17E
Legal Township	12N
Legal Section	21
Legal Subdivision	ZANE GREY ACRES #5
Legal Lot Number	365-3
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2000
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2101 E WESTCHESTER DR, CHANDLER, AZ 85249-4694
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage X2 MORTGAGE LLC
Apr 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Aug 2, 2006 · Amount on Record
Deed Document Number	202517614
Prior Transfer Date	Apr 3, 2020
Prior Transfer Doc	0000005973
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 26, 2025
Property Address	3154 ASPEN RD, OVERGAARD, AZ 85933-5021
Document Number	0000017614
Map Reference	MB 8 PG 17-19
Instrument Date	Nov 24, 2025
Instrument	2025-17614
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	RE TITLE AGENCY LLC, EZ TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19432 N 36TH WAY, PHOENIX, AZ 85050-3908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 E WESTCHESTER DR, CHANDLER, AZ 85249-4694

Mortgage

Document Number	0000017615
Date	Nov 26, 2025
Instrument	2025-17615

Lender

Name	X2 MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 15, 2020
Property Address	3154 ASPEN RD, OVERGAARD, AZ 85933-5021
Document Number	0000005973
Instrument Date	Apr 3, 2020
Instrument	5973
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19432 N 36TH WAY PHOENIX AZ 850503908, PHOENIX, AZ 85050-3908

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$387,656 (-0.72%) Land $81,945 Building $305,711
2026		$39,047 (+8.04%) Land $8,023 Building $31,024	$390,476 (+8.04%) Land $80,233 Building $310,243
2025	$2,398.00 (+1.57%)	$36,141 Land $7,899 Building $28,242	$361,409 Land $78,992 Building $282,417
2024	$2,361.00 (+2.61%)
2023	$2,301.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 64% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless in parts of the area	2,000 / 2,000

May also be available: Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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