St. Charles County property record for 3153 Willow Bend Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,444 sqft · built 1991 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (May 2023) |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A883000487 |
| Primary APN | A883000487 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,444 sqft Living Area |
| Gross Area | 4,548 sqft |
| 1st Floor Area | 2,064 sqft |
| Basement Area | 2,064 sqft |
| Finished Basement | 380 sqft |
| Unfinished Basement | 1,684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A883000487 |
|---|---|
| Street Address | 3153 WILLOW BEND DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MERRIWEATHER PK #2 LOT 195 |
| Legal Subdivision | MERRIWEATHER PK #2 |
| Legal Lot Number | 195 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311147 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 MERRYFIELD CIR, SAINT CHARLES, MO 63303-6540 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 16, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| May 16, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| May 16, 2023 | Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on Record |
| Deed Sale | May 16, 2023 · Amount on Record |
| Prior Sale | May 16, 2023 · Amount on Record |
| Deed Document Number | 202318638 |
| Prior Transfer Date | May 26, 1998 |
| Prior Transfer Doc | 0000040945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3153 WILLOW BEND DR, SAINT CHARLES, MO 63303-6536 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3153 WILLOW BEND DR, SAINT CHARLES, MO 63303-6536 |
| Document Number | 0000032844 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022R-032844 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 16, 2023 |
| Property Address | 3153 WILLOW BEND DR, SAINT CHARLES, MO 63303-6536 |
| Document Number | 0000018636 |
| Map Reference | MB 26 PG 167&168 |
| Instrument Date | May 15, 2023 |
| Instrument | 2023R-018636 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 16, 2023 |
| Property Address | 3153 WILLOW BEND DR, SAINT CHARLES, MO 63303-6536 |
| Document Number | 0000018637 |
| Map Reference | MB 26 PG 167&168 |
| Instrument Date | May 15, 2023 |
| Instrument | 2023R-018637 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 16, 2023 |
| Property Address | 3153 WILLOW BEND DR, SAINT CHARLES, MO 63303-6536 |
| Document Number | 0000018638 |
| Map Reference | MB 26 PG 167&168 |
| Instrument Date | May 15, 2023 |
| Instrument | 2023R-018638 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 RIVER WALK DR, SIMPSONVILLE, SC 29681-5273 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 140 MERRYFIEID CIR, SAINT CHARLES, MO 63303-6540 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,416 (-) | $365,348 (-) Land $63,000 Building $302,348 | |
| 2025 | $4,166.00 (+13.7%) | $69,416 (+40.38%) | $365,348 (+40.38%) Land $63,000 Building $302,348 |
| 2023 | $49,448 (-9.99%) | ||
| 2022 | $3,664.00 | $54,936 | $260,255 (-9.99%) Land $45,000 Building $215,255 |
| 2021 | $289,136 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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