3153 Waterfall Dr, Atwater, CA 95301 Property Records

Merced County property record for 3153 Waterfall Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1993
Lot Size	0.181 acres (7,897 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (May 2012)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156-132-022-000`

Property Details

APN / Parcel Number

Primary APN	`156-132-022-000`
Alternative APN	`156-132-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,897 sqft (0.181 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	156-132-022
Street Address	3153 WATERFALL DR
City	ATWATER
State	CA
Zip	95301-4767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD16
Legal Description	SHAF LKS E #6 LOT 71
Legal Subdivision	SHAF LAKES E 06
Legal Lot Number	71
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3004
Census Tract	603

Owner

3153 Waterfall Dr is owned and occupied by two individuals who bought it in May 2012.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3153 WATERFALL DR, ATWATER, CA 95301-4767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2012 · Amount on File
Deed Sale	May 2, 2012 · Amount on File
Prior Sale	Oct 25, 2010 · Amount on File
Deed Document Number	201215347
Prior Transfer Date	Nov 10, 1997
Prior Transfer Doc	0000038034
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 24, 2021
Property Address	3153 WATERFALL DR, ATWATER, CA 95301-4767
Document Number	0000052402
Map Reference	MB 44 PG 13-15
Instrument Date	Oct 30, 2020
Instrument	2021052402
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3153 WATERFALL DR, ATWATER, CA 95301-4767

Mortgage

Document Number	0000052403
Date	Nov 24, 2021
Instrument	2021052403

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3153 Waterfall Dr was $2,010 with a homeowner's exemption, up 2.4% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$192,033 (+2%) Land $14,086 Building $177,947
2025	$2,010.00 (+2.45%) Homeowner's exemption	$188,268 Land $13,810 Building $174,458
2024	$1,962.00 (+2.72%)
2023	$1,910.00 (+1.49%) Homeowner's exemption	$180,960 Land $13,275 Building $167,685
2022	$1,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3153 Waterfall Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3153 Waterfall Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20