3153 McCowan Dr, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 3153 McCowan Dr, Taylor Mill, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,530 sqft · built 1994
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Dec 2015)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057-20-01-140.00`

Property Details

APN / Parcel Number

Primary APN	`057-20-01-140.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,530 sqft Finished Area
Gross Area	1,974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3153 MCCOWAN DR
City	TAYLOR MILL
State	KY
Zip	41015-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAYLOR CREEK SEC 10 LOT 49
Legal Subdivision	TAYLOR CREEK
Legal Phase	10
Legal Lot Number	49
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5060
Census Tract	65300

Owner

3153 McCowan Dr is owned and occupied by two individuals who bought it in December 2015.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3153 MCCOWAN DR, TAYLOR MILL, KY 41015-4438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2015 · Amount on File
Deed Sale	Dec 18, 2015 · Amount on File
Prior Sale	Jun 1, 2000 · Amount on File
Deed Document Number	201512 18 059 00048
Deed Book / Page	3688 / 249
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3153 MCCOWAN DR, TAYLOR MILL, KY 41015-4438
Document Number	0000000193
Book / Page	0I4022 / 000300
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	HOMESTEAD TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3153 MCCOWAN DR TAYLOR MILL KY 410154438, TAYLOR MILL, KY 41015-4438

Mortgage

Document Number	0000000193
Date	Nov 2, 2017
Book Page	0I4022/000300
Instrument	193

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 3153 McCowan Dr was $1,961 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Taylor Mill City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,000 (-) Land $45,000 Building $202,000	$247,000 (-) Land $45,000 Building $202,000
2025	$1,961.00 Homeowner's exemption	$247,000 Land $45,000 Building $202,000	$247,000 Land $45,000 Building $202,000
2023	$1,756.00 Homeowner's exemption	$211,200 Land $35,000 Building $176,200	$211,200 Land $35,000 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3153 McCowan Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3153 McCowan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20