31528 Settlers Rd, Winchester, CA 92596 Property Records

Riverside County property record for 31528 Settlers Rd, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,291 sqft · built 2023
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$829,500 (Jun 2023)
Tax Bill	$15,560 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`461-641-025`

Property Details

APN / Parcel Number

Primary APN	`461-641-025`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,291 sqft Living Area
Gross Area	4,072 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	631 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	31528 SETTLERS RD
City	WINCHESTER
State	CA
Zip	92596-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.18000000 ACREAGEQUALCODE ML LOT 159 LOTTYPE L MAPPLATB 474 MAPPLATP 038 SUBDIVISIONNAME TR 30807
Legal Tract	30807
Legal Lot Number	159
Jurisdiction	RIVERSIDE CA
Township / Civil Division	PERRIS VALLEY
Census Block Group	1
Census Block	1027
Census Tract	42737

Owner

31528 Settlers Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Riverside County records, as of May 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31528 SETTLERS RD, WINCHESTER, CA 92596-6027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 15, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Deed Document Number	2023191783
Record Updated	Jun 8, 2026

June 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 30, 2023
Property Address	31528 SETTLERS RD, WINCHESTER, CA 92596-6027
Document Number	0000191783
Map Reference	MB 474 PG 38-48
Instrument Date	May 23, 2023
Instrument	2023-0191783
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31528 SETTLERS RD, WINCHESTER, CA 92596-6027

Mortgage

Document Number	0000191784
Date	Jun 30, 2023
Instrument	2023-0191784

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 15, 2022
Property Address	31528 SETTLERS RD, WINCHESTER, CA 92596-6027
Document Number	0000471396
Map Reference	MB 477 PG 38-48
Instrument Date	Nov 14, 2022
Instrument	2022-0471396
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 CORONA POINTE CT, CORONA, CA 92879-2099
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 31528 Settlers Rd was $15,560 with a homeowner's exemption, up 1.2% from the year before.

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Hemet Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,560.00 (+1.17%) Homeowner's exemption	$862,861 Land $78,027 Building $784,834
2024	$15,380.00 (+151.68%)
2023	$6,111.00 (+636.27%)	$45,902 (+2%) Land $45,902
2022	$830.00	$45,002 Land $45,002

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31528 Settlers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31528 Settlers Rd is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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