31525 S Koster Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 31525 S Koster Rd, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,373 sqft · built 1982
Lot Size1.69 acres (73,616 sqft)
OwnerCompany Name on Record
Last Sale$735,000 (Aug 2005)
Tax Bill$7,821 (2026)
Deeds & MortgagesMar 2022 Mortgage
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN255-100-150-000

Property Details

APN / Parcel Number

Primary APN255-100-150-000
Alternative APN
  • 255-100-15

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,373 sqft Living Area
1st Floor Area1,373 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleL-Shape
Construction TypeWood
Lot Area73,616 sqft (1.69 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number255-100-15
Street Address31525 S KOSTER RD
CityTRACY
StateCA
Zip95304-9551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Description81-FM 255-100-05 PT TO 16 17& RD 80082225 PM 9-174
Legal Block1
Legal Lot NumberA
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1021
Census Tract5503

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1375 MONTAUBAN ST, TRACY, CA 95304-5905
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Oct 25, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2005 · Amount on Record
Deed SaleAug 17, 2005 · Amount on Record
Prior SaleOct 18, 2004 · Amount on Record
Deed Document Number2005203689
Last Transfer DateMay 30, 2007
Transfer Doc0000105424
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address31525 S KOSTER RD, TRACY, CA 95304-9551
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31525 S KOSTER RD, TRACY, CA 95304-9551

Mortgage

Document Number0000031823
DateMar 10, 2022
Instrument2022-031823
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 25, 2021
Property Address31525 S KOSTER RD, TRACY, CA 95304-9551
Document Number0000178498
Map ReferenceMB 9 PG 174
Instrument DateOct 12, 2021
Instrument2021-178498
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address31525 S KOSTER RD, TRACY, CA 95304-9551

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictNew Jerusalem Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,821.00 (-0.47%)
2025$7,858.00 (+0.96%)$750,000 (-) Land $350,000 Building $400,000
2023$7,783.00 (-0.17%)$750,000 Land $350,000 Building $400,000$830,970
2022$7,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ezWave
Fixed Wireless
1,000 / 200
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3
T-Mobile
Fixed Wireless
25 / 3

May also be available: Xfinity.

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