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31524 Schwartz Rd, Westlake, OH 44145 Property Records

Cuyahoga County property record for 31524 Schwartz Rd, Westlake, OH 44145

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,188 sqft · built 1993
Lot Size0.351 acres (15,298 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Jun 2002)
Tax Bill$9,665 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN216-03-007

Property Details

APN / Parcel Number

Primary APN216-03-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,188 sqft Living Area
Gross Area5,018 sqft
1st Floor Area1,358 sqft
2nd Floor Area1,830 sqft
Basement Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,298 sqft (0.351 acres)
Lot Dimensions180 ft deep x 85 ft wide
Garage TypeAttached
Garage Area486 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address31524 SCHWARTZ RD
CityWESTLAKE
StateOH
Zip44145-3754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeF-1F80
Legal Description31 LAKE FOREST SUBD PH I 0006
Legal SubdivisionLAKE FOREST SUB
Legal Lot Number6
JurisdictionCUYAHOGA OH
Township / Civil DivisionWESTLAKE
Census Block Group1
Census Block1003
Census Tract189111

Owner

31524 Schwartz Rd is owned and occupied by an individual who bought it in June 2002.

Source: Cuyahoga County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address31524 SCHWARTZ RD, WESTLAKE, OH 44145-3754
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2002 · Amount on File
Deed SaleJun 18, 2002 · Amount on File
Prior SaleJan 4, 1995 · Amount on File
Deed Document Number2002306
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address31524 SCHWARTZ RD, WESTLAKE, OH 44145-3754
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyOHIO REAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressWESTLAKE, OH 44145

Mortgage

Document Number0000000442
DateMay 26, 2021
Instrument202105260442
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueApr 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 31524 Schwartz Rd was $9,665, down 0.4% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityWestlake City
Unified School DistrictWestlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,665.00 (-0.35%) Homeowner's exemption$204,750 (-) Land $50,820 Building $153,930$585,000 (-) Land $145,200 Building $439,800
2024$9,699.00 (+10.96%) Homeowner's exemption$204,750 (+29.79%) Land $50,820 Building $153,930$585,000 Land $145,200 Building $439,800
2023$8,741.00 (+1.63%) Homeowner's exemption$157,750 (-) Land $49,490 Building $108,260
2022$8,601.00 Homeowner's exemption$157,750 Land $49,490 Building $108,260
2021$450,700 Land $141,400 Building $309,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31524 Schwartz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31524 Schwartz Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Breezeline
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Schwartz Rd

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