3151 Wood Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 3151 Wood Dr, Cambria, CA 93428

Property Summary

Property Type	Duplex
Details	4 bd · 4.5 ba · 2,818 sqft · built 1984
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Last Sale	$740,000 (Feb 2020)
Tax Bill	$7,486 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023-471-023`

Property Details

APN / Parcel Number

Primary APN	`023-471-023`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,818 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3151 WOOD DR
City	CAMBRIA
State	CA
Zip	93428-4325
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF
Legal Description	TR 163 BL 3 LT 23
Legal Subdivision	TRACT 163
Legal Tract	163
Legal Block	3
Legal Lot Number	23
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2022
Census Tract	10404

Owner

3151 Wood Dr, a duplex, is owned by a company that bought it in February 2020 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	3151 WOOD DR, CAMBRIA, CA 93428-4325
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Apr 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage PACIFIC PREMIER BANK
Sep 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jul 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 4, 2020	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Prior Sale	May 18, 1999 · Amount on File
Deed Document Number	20205653
Prior Transfer Date	Apr 21, 1995
Prior Transfer Doc	0000023572
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3151 WOOD DR, CAMBRIA, CA 93428-4325
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 WOOD DR, CAMBRIA, CA 93428-4325

Mortgage

Document Number	0000036116
Date	Sep 9, 2022
Instrument	2022036116

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARGARITA, CA 93453

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3151 WOOD DR, CAMBRIA, CA 93428-4325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014650
Date	Apr 24, 2019
Instrument	2019014650

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 16, 2020
Property Address	3151 WOOD DR, CAMBRIA, CA 93428-4325
Document Number	0000050576
Map Reference	MB 6 PG 50
Instrument Date	Aug 24, 2020
Instrument	2020050576
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3151 WOOD DR # 3153, 3153, CAMBRIA, CA 93428-4325

Mortgage

Document Number	0000050577
Date	Sep 16, 2020
Instrument	2020050577

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 17, 2020
Property Address	3151 WOOD DR, CAMBRIA, CA 93428-4325
Document Number	0000036381
Instrument Date	Jul 13, 2020
Instrument	36381
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3151-3153 WOOD DR CAMBRIA CA 934284325, CAMBRIA, CA 93428-4325

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 4, 2020
Property Address	3151 WOOD DR, CAMBRIA, CA 93428-4325
Document Number	0000005653
Map Reference	MB 6 PG 50
Instrument Date	Dec 27, 2019
Instrument	2020005653
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 WOOD DR # 3153, 3153, CAMBRIA, CA 93428-4325

Mortgage

Document Number	0000005654
Date	Feb 4, 2020
Instrument	2020005654

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3151 Wood Dr was $7,486 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$691,611 (+2%) Land $289,035 Building $402,576
2025	$7,486.00 Homeowner's exemption	$678,051 Land $283,368 Building $394,683
2023	$7,186.00 (+2.04%) Homeowner's exemption	$651,723 Land $272,365 Building $379,358
2022	$7,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3151 Wood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3151 Wood Dr is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Ranch Wifi.

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