3151 Troy Ave, Cincinnati, OH 45213 Property Records

Hamilton County property record for 3151 Troy Ave, Cincinnati, OH 45213

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,614 sqft · built 1924
Lot Size0.162 acres (7,100 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Aug 1992)
Tax Bill$4,495 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN122-0003-0097-00

Property Details

APN / Parcel Number

Primary APN122-0003-0097-00

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,614 sqft Living Area
1st Floor Area891 sqft
2nd Floor Area567 sqft
AtticAttic
Attic Area156 sqft
Basement Area567 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,100 sqft (0.162 acres)
Lot Dimensions140 ft deep x 49 ft wide
Garage TypeBasement
Garage Area360 sqft
PorchPorch
Porch Area436 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3151 TROY AVE
CityCINCINNATI
StateOH
Zip45213-1319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3151 TROY AV 49 X 140 PT LOT 12 13 THE NATIONALHOME CO SUB PARS 97-122 CONS
Legal SubdivisionNATIONAL HOME CO SUB
Legal Lot Number12 13
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3005
Census Tract5701

Owner

3151 Troy Ave is owned and occupied by two individuals who bought it in August 1992.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3151 TROY AVE, CINCINNATI, OH 45213-1319
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 1992 · Amount on File
Deed SaleAug 10, 1992 · Amount on File
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3151 TROY AVE, CINCINNATI, OH 45213-1319
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071678
DateAug 8, 2017
Instrument17-0071678
Lender
NamePNC BANK NA
TypeBank
AddressCINCINNATI, OH 45213
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3151 Troy Ave was $4,495, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,495.00 (+3.14%)$72,898 (+%) Land $21,640 Building $51,258
2024$4,358.00 (-2.22%)$72,897 (-) Land $21,640 Building $51,257
2023$4,457.00 (+12.18%)$72,897 (+25.11%) Land $21,640 Building $51,257$208,280 Land $61,830 Building $146,450
2022$3,973.00 Homeowner's exemption$58,265 Land $16,328 Building $41,937
2020$166,470 Land $46,650 Building $119,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3151 Troy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3151 Troy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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