3151 Tern Way, Clearwater, FL 33762 Property Records

Pinellas County property record for 3151 Tern Way, Clearwater, FL 33762

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,722 sqft · built 1979
Lot Size	0.277 acres (12,053 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Feb 2022)
Tax Bill	$5,222 (2025)
Deeds & Mortgages	Feb 2022 Sale Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-764-5275-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-5275-4`
Alternative APNs	`02-30-16-83944-000-1270` `301602839440001270` `163002839440001270` `R16629`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,722 sqft Living Area
Gross Area	2,701 sqft
1st Floor Area	1,722 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,053 sqft (0.277 acres)
Lot Dimensions	118 ft deep x 80 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R16629
Street Address	3151 TERN WAY
City	CLEARWATER
State	FL
Zip	33762-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SOUND WEST UNIT 2 LOT 127
Legal Range	16E
Legal Township	30S
Legal Section	2
Legal Subdivision	SOUND WEST UNIT 2
Legal Tract	83944
Legal Lot Number	127
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	1
Census Block	1012
Census Tract	24509

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 23, 2019	Warranty Deed, Transfer · Conventional with PMI USAA
May 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	202259894
Deed Book / Page	21947 / 2647
Prior Transfer Date	Jan 29, 2019
Prior Transfer Doc	0205261013
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 24, 2022
Property Address	3151 TERN WAY, CLEARWATER, FL 33762-4558
Document Number	0219472647
Book / Page	21947 / 2647
Map Reference	MB 77 PG 45
Instrument Date	Feb 22, 2022
Instrument	2022059894
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3106 TERN WAY, 3106, CLEARWATER, FL 33762-4557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7780 49TH ST N # 324, 324, PINELLAS PARK, FL 33781-3440

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 23, 2019
Property Address	3151 TERN WAY, CLEARWATER, FL 33762-4558
Document Number	0207420481
Book / Page	020742 / 000481
Instrument Date	Oct 21, 2019
Instrument	340859
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	SANDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,312.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3151 TERN WAY CLEARWATER FL 337624558, CLEARWATER, FL 33762-4558

Mortgage

Document Number	207420483
Date	Oct 23, 2019
Book Page	020742/000483
Instrument	340860

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 3, 2019
Property Address	3151 TERN WAY, CLEARWATER, FL 33762-4558
Document Number	0205261013
Book / Page	020526 / 001013
Instrument Date	Jan 29, 2019
Instrument	140841
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 TERN WAY CLEARWATER FL 337624558, CLEARWATER, FL 33762-4558

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,222.00 (-35.2%)
2024	$8,059.00 (-10.57%)
2023	$9,012.00 (+75.67%) Homeowner's exemption	$468,540 (+54.43%)	$468,540 (+15.12%) Land $205,553 Building $262,987
2022	$5,130.00 Homeowner's exemption	$303,409	$407,011 Land $210,264 Building $196,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 364 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	508 units insured incl. 144 condo units
Nearby Flood Claims	252 (1988–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 241 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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