3151 Summers Rd, Keego Harbor, MI 48320 Property Records

Oakland County property record for 3151 Summers Rd, Keego Harbor, MI 48320

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,129 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Feb 2020)
Tax Bill	$6,422 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-18-11-231-043`

Property Details

APN / Parcel Number

Primary APN	`36-18-11-231-043`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,129 sqft Living Area
1st Floor Area	1,098 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	127 sqft
Patio Area	127 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3151 SUMMERS RD
City	KEEGO HARBOR
State	MI
Zip	48320-1373
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T2N, R9E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 1680 HARBOR VILLAGE UNIT 43 L 34443 P 837 11-18-04 FR 229-007
Legal Range	09E
Legal Township	02N
Legal Section	01
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	43
Jurisdiction	OAKLAND MI
Township / Civil Division	KEEGO HARBOR
Census Block Group	2
Census Block	2008
Census Tract	154200

Owner

Source: Oakland County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3151 SUMMERS RD, KEEGO HARBOR, MI 48320-1373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ALLIANCE TITLE
Feb 5, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Prior Sale	Jun 17, 2016 · Amount on Record
Deed Document Number	202026640
Deed Book / Page	53805 / 283
Last Transfer Date	Mar 26, 2026
Transfer Doc	20260045565
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 8, 2026
Property Address	3151 SUMMERS RD, KEEGO HARBOR, MI 48320-1373
Document Number	20260045565
Book / Page	61089 / 250
Instrument Date	Mar 26, 2026
Instrument	202645565
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 SUMMERS RD, KEEGO HARBOR, MI 48320-1373

Mortgage

Document Number	0000045566,
Date	Apr 8, 2026
Instrument	202645566

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 5, 2020
Property Address	3151 SUMMERS RD, KEEGO HARBOR, MI 48320-1373
Document Number	0000026640
Book / Page	53805 / 283
Instrument Date	Jan 31, 2020
Instrument	26640
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE SOLUTIONS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,390.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3151 SUMMERS RD, 3151, KEEGO HARBOR, MI 48320-1373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3151 SUMMERS RD, KEEGO HARBOR, MI 48320-1373

Mortgage

Document Number	5380500285
Date	Feb 5, 2020
Instrument	53805/00285

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Keego Harbor City
Unified School District	West Bloomfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,422.00 (-2.42%) Homeowner's exemption	$188,600 (+19.73%)	$377,200 (+19.73%)
2024	$6,581.00 (+11.77%)
2023		$157,520	$315,040
2021	$5,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2000–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEEGO HARBOR serves 2,740 people · EPA ID MI0003595
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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