3151 NE 11th Ter, Gainesville, FL 32609 Property Records

Alachua County property record for 3151 NE 11th Ter, Gainesville, FL 32609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,201 sqft · built 1965
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$45,500 (Jan 2017)
Tax Bill	$135 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08231-003-016`

Property Details

APN / Parcel Number

Primary APN	`08231-003-016`
Alternative APNs	`00887210000` `1073916`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,201 sqft Living Area
1st Floor Area	951 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	250 sqft
Driveway	Driveway
Driveway Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	274 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3151 NE 11TH TER
City	GAINESVILLE
State	FL
Zip	32609-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	HIGHLAND COURT MANOR NO 4 PB F-77 LOT 16 OR 4566/1992
Legal Range	20E
Legal Township	09S
Legal Section	28
Legal Subdivision	HIGHLAND COURT MANOR UNIT 4
Legal Lot Number	16
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4008
Census Tract	400

Owner

3151 NE 11th Ter is owned and occupied by an individual who bought it in January 2017.

Source: Alachua County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3151 NE 111TH TER, GAINESVILLE, FL 32609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 19, 2023	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 3, 2019	Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 28, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Deed Document Number	20173039536
Deed Book / Page	4491 / 513
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	3151 NE 11TH TER, GAINESVILLE, FL 32609-2339
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 NE 11TH TER, GAINESVILLE, FL 32609-2339

Mortgage

Document Number	0052592921
Date	Mar 10, 2026
Book Page	5259/2921
Instrument	3678260

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	3151 NE 11TH TER, GAINESVILLE, FL 32609-2339
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 NE 11TH TER, GAINESVILLE, FL 32609-2339

Mortgage

Document Number	0050841860
Date	Apr 19, 2023
Book Page	5084/1860
Instrument	3485091

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	3151 NE 11TH TER, GAINESVILLE, FL 32609-2339
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 NE 11TH TER, GAINESVILLE, FL 32609-2339

Mortgage

Document Number	0048940305
Date	May 26, 2021
Book Page	4894/305
Instrument	3340643

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	3151 NE 11TH TER, GAINESVILLE, FL 32609-2339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046891189
Date	Jun 3, 2019
Book Page	4689/1189
Instrument	3194134

Lender

Name	ICONIC MORTGAGE CORP
Type	Mortgage Company
Address	MIAMI, FL 33132

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jan 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	3151 NE 11TH TER, GAINESVILLE, FL 32609-2339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048311880
Date	Nov 16, 2020
Book Page	4831/1880
Instrument	3297205

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	330 Months
Due	May 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Dec 28, 2017
Property Address	3151 NE 11TH TER, GAINESVILLE, FL 32609-2339
Document Number	0045661992
Book / Page	004566 / 001992
Instrument Date	Dec 22, 2017
Instrument	3098579
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 NW 24TH TER GAINESVILLE FL 326532026, GAINESVILLE, FL 32653-2026

Mortgage

Document Number	45661994
Date	Dec 28, 2017
Book Page	004566/001994
Instrument	3098580

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3151 NE 11th Ter was $135 with exemptions applied, up 2.3% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$135.00 (+2.27%) Homeowner's exemption Veteran's exemption	$163,085 Land $60,000 Building $103,085	$163,085 Land $60,000 Building $223,085
2024	$132.00 (-96.27%)
2023	$3,539.00 (+9.36%)	$158,935 (+8.08%) Land $53,000 Building $105,935	$158,935 (+8.08%) Land $53,000 Building $105,935
2022	$3,236.00	$147,056 Land $53,000 Building $94,056	$147,056 Land $53,000 Building $94,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3151 NE 11th Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	5 (2004–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3151 NE 11th Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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