3151 Mount Clair Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 3151 Mount Clair Rd, Chester, VA 23831

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,612 sqft · built 1972
Lot Size0.374 acres (16,291 sqft)
OwnerIndividual Name on Record
Last Sale$231,000 (Jul 2021)
Tax Bill$2,573 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN795-65-54-19-000-000

Property Details

APN / Parcel Number

Primary APN795-65-54-19-000-000
Alternative APN
  • 427089000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,612 sqft Finished Area
1st Floor Area390 sqft
Basement Area884 sqft
Unfinished Basement884 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area16,291 sqft (0.374 acres)
PorchPatio
Porch Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number427089000
Street Address3151 MOUNT CLAIR RD
CityCHESTER
StateVA
Zip23831-2135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionDALEWOOD L PT 56 & PT 57
Legal SubdivisionDALEWOOD
Legal Lot Number56-57
JurisdictionCHESTERFIELD VA
Township / Civil DivisionBERMUDA
Census Block Group1
Census Block1019
Census Tract100409

Owner

Source: Chesterfield County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3151 MOUNT CLAIR RD, CHESTER, VA 23831-2135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Sep 27, 2019Warranty Deed, Transfer · FHA Mortgage
TOWNEBANK MTG
Jul 3, 2018Warranty Deed, Transfer · FHA Mortgage
E MTG MGMT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2021 · Amount on Record
Deed SaleJul 12, 2021 · Amount on Record
Prior SaleSep 27, 2019 · Amount on Record
Deed Document Number202144694
Deed Book / Page13514 / 334
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJul 12, 2021
Property Address3151 MOUNT CLAIR RD, CHESTER, VA 23831-2135
Document Number013514-334
Book / Page13514 / 334
Instrument DateJun 29, 2021
Instrument2021044694
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3151 MOUNT CLAIR RD, CHESTER, VA 23831-2135

Mortgage

Document Number2021044695
DateJul 12, 2021
Instrument2021044695
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateSep 27, 2019
Property Address3151 MOUNT CLAIR RD, CHESTER, VA 23831-2135
Document Number12463519
Book / Page012463 / 000519
Instrument DateSep 12, 2019
Instrument38484
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3151 MOUNTCLAIR RD CHESTERFIELD VA 23832, CHESTERFIELD, VA 23832

Mortgage

Document Number12463523
DateSep 27, 2019
Book Page012463/000523
Instrument38485
Lender
NameTOWNEBANK MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049
Interest
Rate TypeFixed Rate

Mortgage

Document Number12463537,
DateSep 27, 2019
Book Page012463/000537
Instrument38486
Lender
NameTOWNEBANK MTG
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueSep 26, 2049
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJul 3, 2018
Property Address3151 MOUNT CLAIR RD, CHESTER, VA 23831-2135
Document Number1203018
Book / Page012030 / 000018
Instrument DateJun 25, 2018
Instrument24508
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$189.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3151 MOUNT CLAIR RD CHESTER VA 238312135, CHESTER, VA 23831-2135

Mortgage

Document Number1203022
DateJul 3, 2018
Book Page012030/000022
Instrument24509
Lender
NameE MTG MGMT
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,573.00 (+7.12%)$286,400 (+4.37%) Land $64,000 Building $222,400$286,400 (+4.37%) Land $64,000 Building $222,400
2025$274,400 (+5.01%) Land $61,000 Building $213,400$274,400 (+5.01%) Land $61,000 Building $213,400
2023$2,402.00$261,300 Land $54,000 Building $207,300$261,300 Land $54,000 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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