Roanoke City property record for 3151 Gum Spring St SE, Roanoke, VA 24014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1981 |
| Lot Size | 0.463 acres (20,194 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,600 (Mar 2001) |
| Tax Bill | $2,003 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 420-0818 |
| Primary APN | 420-0818 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,194 sqft (0.463 acres) |
| Lot Dimensions | 222 ft deep x 100 ft wide |
| Patio Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3151 GUM SPRING ST SE |
|---|---|
| City | ROANOKE |
| State | VA |
| Zip | 24014-4317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | LOT 18A BLK 8A SEC 2 MILL MT ESTATES |
| Legal Subdivision | MILL MOUNTAIN ESTATES SEC 2 |
| Legal Block | 8A |
| Legal Lot Number | 18A |
| Jurisdiction | ROANOKE CITY VA |
| Township / Civil Division | ROANOKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2800 |
3151 Gum Spring St SE is owned and occupied by an individual who bought it in March 2001.
Source: Roanoke City records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3151 GUM SPRING ST SE, ROANOKE, VA 24014-4317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2001 · Amount on File |
| Deed Sale | Mar 22, 2001 · Amount on File |
| Deed Document Number | 10003869 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE CITY VA |
| Property Address | 3151 GUM SPRING ST SE, ROANOKE, VA 24014-4317 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000005832 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 210005832 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE CITY VA |
| Property Address | 3151 GUM SPRING ST SE, ROANOKE, VA 24014-4317 |
| Document Number | 0000012828 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3151 GUM SPRING ST SE ROANOKE VA 240144317, ROANOKE, VA 24014-4317 |
| Document Number | 0000012828 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 12828 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2047 |
The 2026 property tax bill for 3151 Gum Spring St SE was $2,003.
Source: Roanoke City assessment roll, as of January 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Roanoke City |
| Unified School District | Roanoke City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,003.00 | $164,200 Land $36,600 Building $127,600 | $164,200 Land $36,600 Building $127,600 |
| 2023 | $1,748.00 | $143,300 Land $30,500 Building $112,800 | $143,300 Land $30,500 Building $112,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3151 Gum Spring St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 8 (1985–2018) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3151 Gum Spring St SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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