Klamath County property record for 3151 Emerald St, Klamath Falls, OR 97601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,260 sqft · built 1990 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,000 (Nov 2025) |
| Tax Bill | $2,319 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R536290 |
| Primary APN | R536290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 536290 |
|---|---|
| Street Address | 3151 EMERALD ST |
| City | KLAMATH FALLS |
| State | OR |
| Zip | 97601-5633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MD |
| Legal Description | STEWART, BLOCK 11, LOT 5 |
| Legal Range | 09E |
| Legal Township | 39S |
| Legal Section | 07 |
| Legal Subdivision | STEWART |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | KLAMATH OR |
| Township / Civil Division | KLAMATH FALLS |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 970901 |
Source: Klamath County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3151 EMERALD ST, KLAMATH FALLS, OR 97601-5633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 3, 2025 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Jan 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Mar 20, 2020 | Deed of Trust, Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2025 · Amount on Record |
| Deed Sale | Nov 3, 2025 · Amount on Record |
| Prior Sale | Jan 26, 2022 · Amount on Record |
| Deed Document Number | 20259850 |
| Deed Book / Page | 2025 / 9850 |
| Prior Transfer Date | Feb 24, 2015 |
| Prior Transfer Doc | 0000001676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KLAMATH OR |
| Recording Date | Nov 3, 2025 |
| Property Address | 3151 EMERALD ST, KLAMATH FALLS, OR 97601-5633 |
| Document Number | 0000009850 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025-009850 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3151 EMERALD ST, KLAMATH FALLS, OR 97601-5633 |
| Document Number | 0000009851 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 2025-009851 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KLAMATH OR |
| Recording Date | Jan 26, 2022 |
| Property Address | 3151 EMERALD ST, KLAMATH FALLS, OR 97601-5633 |
| Document Number | 0000000998 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022-000998 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3151 EMERALD ST, KLAMATH FALLS, OR 97601-5633 |
| Document Number | 0000000999 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-000999 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KLAMATH OR |
| Property Address | 3151 EMERALD ST, KLAMATH FALLS, OR 97601-5633 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 3151 EMERALD ST KLAMATH FALLS OR 976015633, KLAMATH FALLS, OR 97601-5633 |
| Document Number | 3491 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 3491 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 19, 2050 |
Source: Klamath County assessment roll, as of November 12, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Klamath County |
| Municipality | Klamath Falls City |
| Unified School District | Klamath Falls City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,319.00 (-6.49%) | $135,420 (+3%) | $167,740 (-14.31%) Land $28,030 Building $139,710 |
| 2024 | $2,480.00 (+27.38%) | $131,480 (+59.06%) | $195,750 (+136.81%) Land $27,310 Building $168,440 |
| 2023 | $1,947.00 (-8.63%) | $82,660 (-33.31%) | $82,660 (-65.21%) Land $25,890 Building $56,770 |
| 2022 | $2,131.00 | $123,950 | $237,580 Land $25,890 Building $211,690 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 78% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hunter Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless | 100 / 30 |
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