Harford County property record for 3151 Ebbtide Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,308 sqft · built 1991 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Apr 2026) |
| Tax Bill | $2,516 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-077872 |
| Primary APN | 01-077872 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,308 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,175 sqft (0.119 acres) |
| Lot Dimensions | 115 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 077872 |
|---|---|
| Street Address | 3151 EBBTIDE DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 25 5175 SF 3151 EBBTIDE DRIVE HARBOUR OAKS PT 43/10 |
| Legal Subdivision | HARBOUR OAKS |
| Legal Lot Number | 25 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 301602 |
3151 Ebbtide Dr is owned by an individual who bought it in April 2026.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1278 LEHMANN, A, COPPERAS COVE, TX 76522-8263 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 19, 2025 | Special Warranty Deed, Transfer · Unknown HET AUTOS LLC |
| Mar 25, 2022 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 27, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Nov 19, 2025 · Amount on File |
| Deed Book / Page | 17064 / 228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 1, 2026 |
| Property Address | 3151 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Document Number | 0170640228 |
| Book / Page | 17064 / 228 |
| Instrument Date | Mar 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331,280.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1706000237, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 17064/237 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 19, 2025 |
| Property Address | 3151 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Document Number | 0168990268 |
| Book / Page | 16899 / 268 |
| Map Reference | MB HDC 43 FO 10 |
| Instrument Date | Nov 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | TERRAPIN TITLE, TERRIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.01 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 LIVINGSTON AVE, SAINT PAUL, MN 55107-2292 |
| Name | Verified Name |
|---|---|
| Address | 309 AIKEN TER, ABINGDON, MD 21009-2003 |
| Document Number | 0016899273 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 16899/273 |
| Name | HET AUTOS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 25, 2022 |
| Property Address | 3151 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Document Number | 0154320168 |
| Book / Page | 15432 / 168 |
| Map Reference | MB 43 FO 10 |
| Instrument Date | Mar 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3151 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Document Number | 0015432176 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 15432/176 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Number | 0154320197 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 15432/197 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 27, 2018 |
| Property Address | 3151 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Document Number | 0128820232 |
| Book / Page | 12882 / 0232 |
| Map Reference | MB HDC43 FO10 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3151 EBBTIDE DR, EDGEWOOD, MD 21040-2920 |
| Document Number | 0012882238 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 12882/238 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 3151 Ebbtide Dr was $2,516, up 215.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,516.00 (+215.68%) | $230,900 (+10.44%) Land $60,100 Building $170,800 | $230,900 (-) Land $60,100 Building $170,800 |
| 2025 | $797.00 | $209,067 | $230,900 Land $60,100 Building $170,800 |
| 2023 | $165,400 Land $60,100 Building $105,300 | $165,400 Land $60,100 Building $105,300 | |
| 2022 | $1,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3151 Ebbtide Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3151 Ebbtide Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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