3151 Ashwood Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 3151 Ashwood Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,806 sqft · built 1983
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Nov 2022)
Tax Bill	$5,445 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-093565`

Property Details

APN / Parcel Number

Primary APN	`03-093565`
Alternative APNs	`3093565` `093565`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,806 sqft Total Area
Basement Area	1,435 sqft
Finished Basement	1,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	169,884 sqft (3.9 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	093565
Street Address	3151 ASHWOOD DR
City	DUNKIRK
State	MD
Zip	20754-9465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 8 SEC 2 ASHWOOD MANOR
Legal Subdivision	ASHWOOD MANOR
Legal Lot Number	8
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3151 ASHWOOD DR, DUNKIRK, MD 20754-9465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 9, 2022	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Prior Sale	Oct 20, 1982 · Amount on Record
Deed Book / Page	6369 / 404
Prior Transfer Date	Feb 4, 2019
Prior Transfer Doc	0053170076
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	May 4, 2026
Property Address	3151 ASHWOOD DR, DUNKIRK, MD 20754-9465
Document Number	0068940406
Book / Page	6894 / 406
Instrument Date	Apr 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	3151 ASHWOOD DR, DUNKIRK, MD 20754-9465

Mortgage

Document Number	6894000406,
Date	May 4, 2026
Book Page	6894/406

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 9, 2022
Property Address	3151 ASHWOOD DR, DUNKIRK, MD 20754-9465
Document Number	0063690404
Book / Page	6369 / 404
Map Reference	MB JLB 3 FO 122
Instrument Date	Nov 4, 2022
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	CALAVERAS TITLE COMPANY, CALVERT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3151 ASHWOOD DR, DUNKIRK, MD 20754-9465

Mortgage

Document Number	0006369412
Date	Nov 9, 2022
Instrument	6369/412

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 11, 2019
Property Address	3151 ASHWOOD DR, DUNKIRK, MD 20754-9465
Document Number	0053170076
Book / Page	005317 / 000076
Instrument Date	Feb 4, 2019
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3151 ASHWOOD DR DUNKIRK MD 207549465, DUNKIRK, MD 20754-9465

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,267 (+4.37%)	$547,600 (+13.12%) Land $194,500 Building $353,100
2025	$5,445.00 (+22.77%)	$484,100 (+13.4%) Land $194,500 Building $289,600	$484,100 (-) Land $194,500 Building $289,600
2023	$4,435.00	$426,900	$484,100 Land $194,500 Building $289,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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